Personal Financial Advisors in West Virginia
May 2025 wages · tax year 2026
You keep
$62,342
after federal, FICA and West Virginia tax
Tax takes
$17,668
22.1% of the whole
Worth, in national money
$69,444
West Virginia costs less than average
On that salary you would be around the 25th percentile for this work in West Virginia — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$80,010
Kept after tax
$62,342
Worth in national money
$69,444
State rank
38
of 49 states
What this pays, and what it is worth
- Pay for personal financial advisors is on the low side in West Virginia. The middle earner gets $80,010. That is 38 of 49 states, and about 23.85% under the national figure. Whether that matters depends on what things cost here.
- Locally, this pays well. Among 473 occupations West Virginia reports, personal financial advisors comes in at 80 — comfortably in the upper quarter.
- West Virginia is cheaper than average, and that shows up here. From $80,010 the take-home is $62,342; adjusted for what things actually cost, it goes as far as $69,444 would nationally. The average comes to $124,400, above the middle, thanks to the top of the range.
- For personal financial advisors, West Virginia sits in the lower band at $80,010, ranking 38 of 49 and trailing the national median by about 23.85%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Personal financial advisors ranks 80 of 473 occupations by median in West Virginia, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Post-tax income for personal financial advisors in West Virginia, on $80,010, is $62,342 — equivalent to $69,444 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $124,400 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Personal Financial Advisors
The state median for this job
| Lowest tenth earn under | $45,020 |
|---|---|
| Half earn under | $80,010 |
| Top tenth earn over | $219,510 |
| This salary | $80,010 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in West Virginia | $62,342 |
|---|---|
| Take-home in Texas | $65,117 |
| Once local prices are leveledBEA price parity | −$2,434 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $76,065 |
|---|---|
| Raise you would need | +$3,363 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of personal financial advisors in West Virginia earn under $80,010 and half over. The published range runs $45,020 at the tenth percentile to $219,510 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $62,342 take-home in West Virginia comes from $80,010. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 80 of 473.
- Two cautions on $69,444, the adjusted value of that $80,010 median. It levels out prices with a single number for all of West Virginia. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 80 of 473 locally.
- Figures are distribution medians for personal financial advisors in West Virginia, not entry or offer rates. The published band runs $45,020 to $219,510; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $62,342, from $80,010, assumes a single West Virginia filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 80 of 473 locally, and the state ranks 38 of 49 for it.
- This $69,444 adjusted figure, worked from $80,010, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 80 of 473 in the state. The occupation ranks 80 of 473 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $124,400 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $45,020 at the bottom tenth to $219,510 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
More than the figure suggests. Prices in West Virginia sit below the national level, so take-home here stretches like $69,444 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and West Virginia's own levy, $62,342 remains.
Why is this job missing from some states?
A blank is a suppression, not a zero. 49 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in West Virginia is $124,400. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($45,020) and the ninetieth ($219,510) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
West Virginia's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $69,444 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $62,342 reflects federal income tax, OASDI, Medicare and West Virginia income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.