Physical Therapists in Indiana
May 2025 wages · tax year 2026
You keep
$77,311
after federal, FICA and Indiana tax
Tax takes
$24,249
23.9% of the whole
Worth, in national money
$83,866
Indiana costs less than average
On that salary you would be around the 25th percentile for this work in Indiana — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$101,560
Kept after tax
$77,311
Worth in national money
$83,866
State rank
22
of 51 states
What this pays, and what it is worth
- Middling, nationally. Indiana pays physical therapists around $101,560 at the midpoint, 22 of 51 states. The interesting numbers on this page are the two below it.
- Within Indiana this is well-paid work. Of 493 occupations with published figures in the state, physical therapists ranks 50 — in the top quarter of everything people do there.
- Cheaper living works in this state's favor. From $101,560 you keep $77,311 after tax, and local prices stretch that to the equivalent of $83,866 at national prices. Averages run higher here, $102,240, since top earners drag the number up.
- For physical therapists the Indiana median is $101,560, ranking 22 of 51 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Ranked against every occupation Indiana publishes a median for, physical therapists sits 50 of 493 — the upper quartile of the state's wage distribution. National standing and within-state standing are separate questions, and a job can occupy very different positions on each.
- Retained pay in Indiana is $77,311 after the full tax stack, from $101,560. Because the state's price level runs below the national average, the price-adjusted equivalent is $83,866 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $102,240 exceeds the median, so the upper tail is doing the work.
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Pay band: Physical Therapists
The state median for this job
| Lowest tenth earn under | $76,960 |
|---|---|
| Half earn under | $101,560 |
| Top tenth earn over | $125,390 |
| This salary | $101,560 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Indiana | $77,311 |
|---|---|
| Take-home in Texas | $80,277 |
| Once local prices are leveledBEA price parity | −$1,255 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $97,343 |
|---|---|
| Raise you would need | +$1,733 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Indiana earn less than $101,560. The published range is $76,960 up to $125,390, so an individual figure can sit a long way from the middle in either direction.
- In Indiana the take-home figure of $77,311, from $101,560, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 50 of 493 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $83,866 uses one figure for the whole of Indiana. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 50.
- Reported values are medians; for physical therapists in Indiana the tenth-to-ninetieth percentile band is $76,960 to $125,390. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for Indiana is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $77,311 from $101,560. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 50 of 493 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $83,866, worked from $101,560, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Indiana address, on work sitting at 50 of 493 locally.
Questions people ask
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $76,960 at the tenth percentile, $125,390 at the ninetieth.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $83,866.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Indiana adds its own income tax on top — which is why $77,311 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($76,960 to $125,390) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Indiana rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Indiana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $83,866 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $77,311 reflects federal income tax, OASDI, Medicare and Indiana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.