Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Hawaii
May 2025 wages · tax year 2026
You keep
$46,182
after federal, FICA and Hawaii tax
Tax takes
$12,318
21.1% of the whole
Worth, in national money
$42,521
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$58,500
Kept after tax
$46,182
Worth in national money
$42,521
State rank
44
of 51 states
What this pays, and what it is worth
- The nominal figure here is modest. Hawaii pays this job a middle wage of $58,500, 44 of 51 states and about 16.42% below the national middle. Hold that thought until the adjusted numbers.
- Middle of the local pack. Of 437 occupations Hawaii reports figures for, this is number 256.
- Hawaii is an expensive state, and the adjusted figure shows it. From $58,500 the take-home is $46,182; in national-average money that behaves like $42,521. The average comes to $65,110, above the middle, thanks to the top of the range.
- Hawaii's $58,500 median for sales representatives of services, except advertising, insurance, financial services, and travel places it 44 of 51 states, about 16.42% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- In Hawaii's occupational distribution, sales representatives of services, except advertising, insurance, financial services, and travel sits at 256 of 437 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Take-home for sales representatives of services, except advertising, insurance, financial services, and travel in Hawaii, on $58,500, is $46,182; deflated by the state's price level, $42,521. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $65,110 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
The state median for this job
| Lowest tenth earn under | $29,670 |
|---|---|
| Half earn under | $58,500 |
| Top tenth earn over | $101,100 |
| This salary | $58,500 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $46,182 |
|---|---|
| Take-home in Texas | $49,185 |
| Once local prices are leveledBEA price parity | +$8,093 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $54,763 |
|---|---|
| You could take a cut of | −$9,788 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of sales representatives of services, except advertising, insurance, financial services, and travel in Hawaii earn under $58,500 and half over. The published range runs $29,670 at the tenth percentile to $101,100 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Hawaii's $46,182, worked from $58,500. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 256 of 437.
- One number stands for prices across all of Hawaii, which is a simplification — big cities cost far more than small towns. Read $42,521, the adjusted value of that $58,500 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 256 of 437 in the state.
- Figures are distribution medians for sales representatives of services, except advertising, insurance, financial services, and travel in Hawaii, not entry or offer rates. The published band runs $29,670 to $101,100; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Hawaii take-home of $46,182, on $58,500 for work ranking 256 of 437 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 256 of 437 in the state.
- Price deflation uses one statewide parity for Hawaii, so $42,521 — the adjusted value of that $58,500 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 256 of 437 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $65,110 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $29,670 at the bottom tenth to $101,100 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $42,521 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Hawaii's own levy, $46,182 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $65,110. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($29,670) and the ninetieth ($101,100) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $42,521 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $46,182 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.