Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel in Massachusetts
May 2025 wages · tax year 2026
You keep
$63,887
after federal, FICA and Massachusetts tax
Tax takes
$19,873
23.7% of the whole
Worth, in national money
$59,025
Massachusetts costs more than average
On that salary you would be around the 25th percentile for this work in Massachusetts — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$83,760
Kept after tax
$63,887
Worth in national money
$59,025
State rank
2
of 51 states
What this pays, and what it is worth
- Pay for this job is strong here. Massachusetts's middle earner gets $83,760, putting the state 2 of 51 — about 19.67% ahead of the national figure.
- Ordinary, locally speaking. This job ranks 164 among 485 occupations Massachusetts publishes pay for.
- The wage here flatters the reality. From $83,760 the take-home is $63,887. But Massachusetts costs more than the national average, so that money behaves more like $59,025 would elsewhere. Worth knowing before comparing offers across states. The average is higher, $98,380, because the best-paid pull it up.
- For sales representatives of services, except advertising, insurance, financial services, and travel, Massachusetts sits in the upper band nationally: a median of $83,760, ranking 2 of 51 and running about 19.67% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Position 164 of 485 in Massachusetts places sales representatives of services, except advertising, insurance, financial services, and travel in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Retained pay after federal, FICA and Massachusetts income tax is $63,887 for sales representatives of services, except advertising, insurance, financial services, and travel, from $83,760. The state's price level exceeds the national average, so the price-adjusted equivalent is $59,025. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $98,380 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel
The state median for this job
| Lowest tenth earn under | $48,030 |
|---|---|
| Half earn under | $83,760 |
| Top tenth earn over | $162,330 |
| This salary | $83,760 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Massachusetts | $63,887 |
|---|---|
| Take-home in Texas | $67,755 |
| Once local prices are leveledBEA price parity | +$10,700 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $78,262 |
|---|---|
| You could take a cut of | −$14,780 |
| Prices in Texas | 97 vs 108 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Massachusetts earn less than $83,760. The published range is $48,030 up to $162,330, so an individual figure can sit a long way from the middle in either direction.
- That $63,887 take-home in Massachusetts comes from $83,760. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 164 of 485.
- Two cautions on $59,025, the adjusted value of that $83,760 median. It levels out prices with a single number for all of Massachusetts. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 164 of 485 locally.
- Reported values are medians; for sales representatives of services, except advertising, insurance, financial services, and travel in Massachusetts the tenth-to-ninetieth percentile band is $48,030 to $162,330. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $63,887, from $83,760, assumes a single Massachusetts filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 164 of 485 locally, and the state ranks 2 of 51 for it.
- This $59,025 adjusted figure, worked from $83,760, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 164 of 485 in the state. The occupation ranks 164 of 485 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $98,380, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $48,030 and the top tenth $162,330 — experience, employer and specialism separate them, and a single figure hides all three.
Does a bigger number here mean I am better off?
The number and the value are different things. Massachusetts costs more than the national average, so this take-home stretches like $59,025 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Massachusetts adds its own income tax on top — which is why $63,887 of this wage survives to your account.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Massachusetts is $98,380. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($48,030) and the ninetieth ($162,330) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Massachusetts's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $59,025 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $63,887 reflects federal income tax, OASDI, Medicare and Massachusetts income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.