New York local income tax
Tax year 2026
Places listed
1
listed so far — not every one
Lowest rate
3.88%
of income
Highest rate
3.88%
of income
Coverage: partial.
Only New York City is modeled. Yonkers also levies a resident income tax surcharge and is not included — if you live there, this calculation understates your true cost.
What this list tells you
- One place in New York levies a local income tax. Just the one, so this is a short page — but the rate still matters if you live or work there.
- Careful with this one. New York's list has gaps, so a town missing from it might still tax you. A blank here means we do not know, not that you owe nothing.
- One rate covers everything here: about 3.88%. In New York the only question is whether the tax applies to you, not how much it is.
- A single New York jurisdiction levies a local income tax in this dataset. The page is correspondingly short; brevity here reflects the tax landscape rather than the depth of the modeling, and the coverage note below distinguishes the two.
- New York is modeled partially and is declared as such. The consequence is asymmetric: a listed rate is verified, but an absent one proves nothing, and any calculation for an unlisted New York address understates the true local burden. The gap is disclosed rather than closed because the source data to close it honestly does not exist.
- New York presents a single local rate of about 3.88% across every listed jurisdiction. Where a state's rates are uniform, the modeling risk shifts entirely from the rate to the boundary — whether a given address is covered — which is what the coverage declaration below addresses.
What lands in your account
A $75,000 salary
| Take-home, year | $58,140 |
|---|---|
| Tax, year | $16,861 |
| Share of pay taxed | 22.48% |
This is an average rate across all your pay — not the rate on your next dollar.
Where the money goes
A $75,000 salary
- Federal income tax$7,670
- Social Security and Medicare$5,738
- State income tax$3,453
- Yours$58,140
| Federal income tax10.23% | $7,670 |
|---|---|
| Social Security and Medicare7.65% | $5,738 |
| State income tax4.6% | $3,453 |
| Yours77.52% | $58,140 |
Every New York jurisdiction
| Jurisdiction | Rate |
|---|---|
| New York City | 3.08%–3.88% |
Questions people ask
If my town is not listed, does that mean it charges nothing?
It might, or it might not be modeled. With partial coverage — 1 jurisdictions here — absence is genuinely ambiguous, which is why the page says so rather than implying zero.
Does this affect most people in the state?
Not most. With 1 levying jurisdictions, this is a localised charge rather than a statewide one — invisible in any state-to-state comparison.
Where does this list come from?
One published source, linked below. That gives the whole table a single as-of date, which is cleaner than assembling it from several.
What does absence from this table indicate?
Coverage for New York is partial: 1 jurisdictions are modeled. ⛔ Absence from the table is therefore ambiguous between "levies nothing" and "not yet modeled". Both render as an identical silent zero, so absence must not be relied on as evidence of no liability.
How concentrated is local income taxation here?
1 jurisdictions levy locally in New York, so exposure is concentrated rather than statewide. ⚠️ State-level effective-rate comparisons exclude local income tax entirely and therefore understate liability for residents of levying jurisdictions.
What is the provenance of this table?
Rates derive from a single published authority with one as-of date covering the whole table. This is preferable to compilation from multiple sources, where differing publication dates cannot be reconciled without asserting currency the sources do not support.