Salary · $40,000

$40,000 after tax, in every state

A person arriving at a home office with a bag beside a laptop and navy coffee cup.

Federal tax and Social Security take the same cut wherever you live. That leaves $34,320.00. Then your state has its turn, and that part is not the same anywhere. The gap between the best state and the worst comes to $2,950 $2,949.81 a year on this salary. Your last dollar is taxed in one of the lower federal bands, so a raise here keeps more of itself than most people expect.

Federal income tax and FICA are invariant across states, leaving $34,320 before any state layer applies. State income tax then spans $2,950 of annual take-home between the highest and lowest jurisdictions — computed at this salary for a single filer, using each state's own verified brackets, standard deduction and conformity base rather than a headline rate.

Rank every state on your salary

51 states
$
Keeps the most
$34,320
Alaska
Keeps the least
$31,370
Oregon
The state is worth
$2,950
a year, top to bottom
  1. 1Alaska$34,320
  2. 2Florida$34,320
  3. 3Nevada$34,320
  4. 4New Hampshire$34,320
  5. 5North Dakota$34,320
  6. 6South Dakota$34,320
  7. 7Tennessee$34,320
  8. 8Texas$34,320
  9. 9Washington$34,320
  10. 10Wyoming$34,320
  11. 11Ohio$33,936
  12. 12South Carolina$33,823
  13. 13Arizona$33,723
  14. 14New Jersey$33,638
  15. 15California$33,584
  16. 16New Mexico$33,567
  17. 17Louisiana$33,506
  18. 18Iowa$33,412
  19. 19Missouri$33,377
  20. 20Arkansas$33,299
  21. 21West Virginia$33,277
  22. 22Colorado$33,268
  23. 23Rhode Island$33,240
  24. 24Vermont$33,236
  25. 25North Carolina$33,233
  26. 26Nebraska$33,204
  27. 27Wisconsin$33,201
  28. 28Montana$33,197
  29. 29Indiana$33,170
  30. 30Pennsylvania$33,092
  31. 31District of Columbia$33,086
  32. 32Idaho$33,053
  33. 33Kentucky$33,038
  34. 34Oklahoma$33,021
  35. 35Minnesota$32,999
  36. 36Connecticut$32,995
  37. 37Georgia$32,923
  38. 38Maine$32,911
  39. 39Michigan$32,871
  40. 40Mississippi$32,812
  41. 41Maryland$32,784
  42. 42Virginia$32,781
  43. 43New York$32,757
  44. 44Hawaii$32,672
  45. 45Delaware$32,667
  46. 46Massachusetts$32,640
  47. 47Alabama$32,616
  48. 48Utah$32,540
  49. 49Illinois$32,485
  50. 50Kansas$32,377
  51. 51Oregon$31,370

Federal tax, FICA and state income tax on a biweekly schedule. City and school-district taxes are not included — where those exist they can move a state several places. Open any state for its full breakdown.

Best state keeps

$34,320

Alaska

Worst state keeps

$31,370

Oregon

What the address costs

$2,950

a year

States taking nothing

10

at this salary

One of those states does charge income tax. North Dakota has a first bracket set at zero, and this salary does not clear it. Earn more and the bill starts. That is a different thing from a state with no income tax at all, where there is nothing to clear.

North Dakota levies an income tax but collects nothing at this salary: its lowest bracket carries a zero rate, and taxable income here falls below that bracket's ceiling. The distinction from a genuine no-income-tax state matters for anyone projecting a raise — liability begins the moment taxable income crosses the threshold, whereas in the nine no-tax states it never begins.

All 51 jurisdictions, ranked by what you keep

Single filer. Take-home is after federal tax, Social Security and Medicare, and state income tax. States that tie keep the same rank. City income taxes are not included here.

RankStateState taxTake-homeTotal tax rate
1Alaska$0$34,32014.2%
1Florida$0$34,32014.2%
1Nevada$0$34,32014.2%
1New Hampshire$0$34,32014.2%
1North Dakota$0$34,32014.2%
1South Dakota$0$34,32014.2%
1Tennessee$0$34,32014.2%
1Texas$0$34,32014.2%
1Washington$0$34,32014.2%
1Wyoming$0$34,32014.2%
11Ohio$384$33,93615.16%
12South Carolina$498$33,82315.44%
13Arizona$598$33,72315.69%
14New Jersey$683$33,63815.91%
15California$736$33,58416.04%
16New Mexico$753$33,56716.08%
17Louisiana$814$33,50616.23%
18Iowa$908$33,41216.47%
19Missouri$943$33,37716.56%
20Arkansas$1,021$33,29916.75%
21West Virginia$1,043$33,27716.81%
22Colorado$1,052$33,26816.83%
23Rhode Island$1,080$33,24016.9%
24Vermont$1,084$33,23616.91%
25North Carolina$1,087$33,23316.92%
26Nebraska$1,116$33,20416.99%
27Wisconsin$1,119$33,20117%
28Montana$1,123$33,19717.01%
29Indiana$1,151$33,17017.08%
30Pennsylvania$1,228$33,09217.27%
31District of Columbia$1,234$33,08617.29%
32Idaho$1,267$33,05317.37%
33Kentucky$1,282$33,03817.41%
34Oklahoma$1,300$33,02117.45%
35Minnesota$1,321$32,99917.5%
36Connecticut$1,325$32,99517.51%
37Georgia$1,397$32,92317.69%
38Maine$1,409$32,91117.72%
39Michigan$1,449$32,87117.82%
40Mississippi$1,508$32,81217.97%
41Maryland$1,536$32,78418.04%
42Virginia$1,539$32,78118.05%
43New York$1,563$32,75718.11%
44Hawaii$1,648$32,67218.32%
45Delaware$1,653$32,66718.33%
46Massachusetts$1,680$32,64018.4%
47Alabama$1,704$32,61618.46%
48Utah$1,780$32,54018.65%
49Illinois$1,835$32,48518.79%
50Kansas$1,943$32,37719.06%
51Oregon$2,950$31,37021.57%