Salary · $40,000
$40,000 after tax, in every state

Federal tax and Social Security take the same cut wherever you live. That leaves $34,320.00. Then your state has its turn, and that part is not the same anywhere. The gap between the best state and the worst comes to $2,950 $2,949.81 a year on this salary. Your last dollar is taxed in one of the lower federal bands, so a raise here keeps more of itself than most people expect.
Federal income tax and FICA are invariant across states, leaving $34,320 before any state layer applies. State income tax then spans $2,950 of annual take-home between the highest and lowest jurisdictions — computed at this salary for a single filer, using each state's own verified brackets, standard deduction and conformity base rather than a headline rate.
Rank every state on your salary
51 states- 1Alaska$34,320
- 2Florida$34,320
- 3Nevada$34,320
- 4New Hampshire$34,320
- 5North Dakota$34,320
- 6South Dakota$34,320
- 7Tennessee$34,320
- 8Texas$34,320
- 9Washington$34,320
- 10Wyoming$34,320
- 11Ohio$33,936
- 12South Carolina$33,823
- 13Arizona$33,723
- 14New Jersey$33,638
- 15California$33,584
- 16New Mexico$33,567
- 17Louisiana$33,506
- 18Iowa$33,412
- 19Missouri$33,377
- 20Arkansas$33,299
- 21West Virginia$33,277
- 22Colorado$33,268
- 23Rhode Island$33,240
- 24Vermont$33,236
- 25North Carolina$33,233
- 26Nebraska$33,204
- 27Wisconsin$33,201
- 28Montana$33,197
- 29Indiana$33,170
- 30Pennsylvania$33,092
- 31District of Columbia$33,086
- 32Idaho$33,053
- 33Kentucky$33,038
- 34Oklahoma$33,021
- 35Minnesota$32,999
- 36Connecticut$32,995
- 37Georgia$32,923
- 38Maine$32,911
- 39Michigan$32,871
- 40Mississippi$32,812
- 41Maryland$32,784
- 42Virginia$32,781
- 43New York$32,757
- 44Hawaii$32,672
- 45Delaware$32,667
- 46Massachusetts$32,640
- 47Alabama$32,616
- 48Utah$32,540
- 49Illinois$32,485
- 50Kansas$32,377
- 51Oregon$31,370
Federal tax, FICA and state income tax on a biweekly schedule. City and school-district taxes are not included — where those exist they can move a state several places. Open any state for its full breakdown.
Best state keeps
$34,320
Alaska
Worst state keeps
$31,370
Oregon
What the address costs
$2,950
a year
States taking nothing
10
at this salary
One of those states does charge income tax. North Dakota has a first bracket set at zero, and this salary does not clear it. Earn more and the bill starts. That is a different thing from a state with no income tax at all, where there is nothing to clear.
North Dakota levies an income tax but collects nothing at this salary: its lowest bracket carries a zero rate, and taxable income here falls below that bracket's ceiling. The distinction from a genuine no-income-tax state matters for anyone projecting a raise — liability begins the moment taxable income crosses the threshold, whereas in the nine no-tax states it never begins.
All 51 jurisdictions, ranked by what you keep
Single filer. Take-home is after federal tax, Social Security and Medicare, and state income tax. States that tie keep the same rank. City income taxes are not included here.
| Rank | State | State tax | Take-home | Total tax rate |
|---|---|---|---|---|
| 1 | Alaska | $0 | $34,320 | 14.2% |
| 1 | Florida | $0 | $34,320 | 14.2% |
| 1 | Nevada | $0 | $34,320 | 14.2% |
| 1 | New Hampshire | $0 | $34,320 | 14.2% |
| 1 | North Dakota | $0 | $34,320 | 14.2% |
| 1 | South Dakota | $0 | $34,320 | 14.2% |
| 1 | Tennessee | $0 | $34,320 | 14.2% |
| 1 | Texas | $0 | $34,320 | 14.2% |
| 1 | Washington | $0 | $34,320 | 14.2% |
| 1 | Wyoming | $0 | $34,320 | 14.2% |
| 11 | Ohio | $384 | $33,936 | 15.16% |
| 12 | South Carolina | $498 | $33,823 | 15.44% |
| 13 | Arizona | $598 | $33,723 | 15.69% |
| 14 | New Jersey | $683 | $33,638 | 15.91% |
| 15 | California | $736 | $33,584 | 16.04% |
| 16 | New Mexico | $753 | $33,567 | 16.08% |
| 17 | Louisiana | $814 | $33,506 | 16.23% |
| 18 | Iowa | $908 | $33,412 | 16.47% |
| 19 | Missouri | $943 | $33,377 | 16.56% |
| 20 | Arkansas | $1,021 | $33,299 | 16.75% |
| 21 | West Virginia | $1,043 | $33,277 | 16.81% |
| 22 | Colorado | $1,052 | $33,268 | 16.83% |
| 23 | Rhode Island | $1,080 | $33,240 | 16.9% |
| 24 | Vermont | $1,084 | $33,236 | 16.91% |
| 25 | North Carolina | $1,087 | $33,233 | 16.92% |
| 26 | Nebraska | $1,116 | $33,204 | 16.99% |
| 27 | Wisconsin | $1,119 | $33,201 | 17% |
| 28 | Montana | $1,123 | $33,197 | 17.01% |
| 29 | Indiana | $1,151 | $33,170 | 17.08% |
| 30 | Pennsylvania | $1,228 | $33,092 | 17.27% |
| 31 | District of Columbia | $1,234 | $33,086 | 17.29% |
| 32 | Idaho | $1,267 | $33,053 | 17.37% |
| 33 | Kentucky | $1,282 | $33,038 | 17.41% |
| 34 | Oklahoma | $1,300 | $33,021 | 17.45% |
| 35 | Minnesota | $1,321 | $32,999 | 17.5% |
| 36 | Connecticut | $1,325 | $32,995 | 17.51% |
| 37 | Georgia | $1,397 | $32,923 | 17.69% |
| 38 | Maine | $1,409 | $32,911 | 17.72% |
| 39 | Michigan | $1,449 | $32,871 | 17.82% |
| 40 | Mississippi | $1,508 | $32,812 | 17.97% |
| 41 | Maryland | $1,536 | $32,784 | 18.04% |
| 42 | Virginia | $1,539 | $32,781 | 18.05% |
| 43 | New York | $1,563 | $32,757 | 18.11% |
| 44 | Hawaii | $1,648 | $32,672 | 18.32% |
| 45 | Delaware | $1,653 | $32,667 | 18.33% |
| 46 | Massachusetts | $1,680 | $32,640 | 18.4% |
| 47 | Alabama | $1,704 | $32,616 | 18.46% |
| 48 | Utah | $1,780 | $32,540 | 18.65% |
| 49 | Illinois | $1,835 | $32,485 | 18.79% |
| 50 | Kansas | $1,943 | $32,377 | 19.06% |
| 51 | Oregon | $2,950 | $31,370 | 21.57% |