Delaware to Dublin
Ohio municipal income tax, Chapter 718 framework · credit set by Delaware ordinance · tax year 2026
Work city takes
2%
Dublin, on income earned there
Home city charges
1.85%
Delaware, residents
Credit back
$555
capped by the ceiling
Cost of the commute
$645
a year, above working at home
What it costs you
ceiling bindsDelaware's credit stops at its ceiling, so the rest of its own tax still applies. Solid is what you pay; the faded part of the Delaware bar is the credit it hands back. Municipal income tax only — state, federal and payroll tax apply on top, and an Ohio school district income tax may too.
What this commute actually costs
- Delaware does credit you for the tax Dublin takes. It just stops early. The credit cannot pass about 0.92% of your income, and Dublin charges more than that, so it runs out before the bill does. Working there costs $645 a year more than working at home would. All in, local tax is $1,755.
- This data records 9 commutes into Dublin, and the one from Delaware ranks 3, carrying roughly 1,189 workers. That is a handful of routes rather than a full map of who works there.
- The credit here is real but bounded. Delaware allows residents about 50% of tax paid to another municipality, subject to a ceiling of about 0.92% of income, and on this pairing it is the ceiling rather than the share that binds. Dublin withholds $1,200 at about 2%; Delaware returns $555 of that and collects the remainder of its own about 1.85% resident levy. The workplace accordingly costs $645 above the home-only position, against a total of $1,755.
- Dublin records 9 qualifying commuting origins in this dataset, of which Delaware ranks 3 by worker count at approximately 1,189. A workplace of this size draws from a small enough set of origins that the comparison is indicative rather than statistical, and the published floor excludes an unknown tail of smaller flows.
Where the money goes
A $75,000 salary
- Federal income tax$7,670
- Social Security and Medicare$5,738
- State income tax$1,346
- Yours$60,246
| Federal income tax10.23% | $7,670 |
|---|---|
| Social Security and Medicare7.65% | $5,738 |
| State income tax1.79% | $1,346 |
| Yours80.33% | $60,246 |
The arithmetic, step by step
| Dublin takes, on income earned there | $1,200 |
|---|---|
| Delaware charges residents | $1,110 |
| Less the credit Delaware gives back | $555 |
| Total local tax | $1,755 |
| If you also lived in Dublin | $1,110 |
| Difference | $645 |
On a reference salary of $60,000 a year. Both rates and the credit ceiling are shares of income, so every figure scales with your own pay.
What this page does not cover
- Two guesses about this are wrong, and they miss in opposite directions. The rates are not added together. Nor do you simply pay whichever is higher, which is how it works across the border in Pennsylvania. Dublin taxes what you earn there, Delaware taxes everything you earn, and then Delaware decides how much of the first bill to give back.
- One thing to keep in mind. Ohio does not require Delaware to give any credit at all. That choice sits with the city, and cities revisit it. A vote in Delaware could change what this commute to Dublin costs you, with no change in the law itself.
- Ohio has a second local tax that is not on this page. Some school districts levy their own income tax. It depends on where you live, not on your job in Dublin, and the credit from Delaware does not touch it. If your district charges one, add it to everything here.
- One tax is on this page and it is the city one. State tax, federal tax and Social Security all still come out of your pay. None of them change when you cross the line between Delaware and Dublin. That is exactly why they are left out.
- Every dollar amount here uses a salary of sixty thousand a year. It is a benchmark, not a guess at what people in Delaware earn, because nobody publishes average pay for single municipalities. Scale the figures to your own salary. The rates and the credit work the same way at any income, so the Dublin conclusion holds.
- Two misreadings bracket the correct answer and both are common. Ohio does not simply add the two rates together, which would overstate the charge; nor does it apply only the higher of them, which is Pennsylvania's rule and would understate it wherever the credit is partial. Dublin taxes what is earned within its boundaries, Delaware taxes its residents on everything, and Delaware then credits some, all or none of what Dublin collected. The credit is the entire mechanism, and it is set by Delaware rather than by the state.
- The credit rule modeled here is Delaware's own, adopted by ordinance and amendable by Delaware alone. Ohio's uniform framework governs definitions, filing and withholding; it does not compel any municipality to credit tax paid to another. A council vote in Delaware can therefore change every figure on this page without anything altering in Dublin or in state law, which is a materially different exposure from a rate set by statute.
- Ohio school district income tax is a separate levy from municipal income tax and is excluded from these figures. It is imposed by school district of residence rather than by municipality, it is unaffected by employment in Dublin, and no municipal credit applies to it. A resident of Delaware whose school district levies one owes it in addition to everything shown here, which is why the totals on this page are a municipal position rather than a complete local one.
- Only municipal income tax is modeled. Ohio's state income tax, federal income tax and payroll taxes all apply in addition and are invariant to the boundary between Delaware and Dublin, which is precisely why they are excluded: isolating the layer that responds to the commute is the point of the comparison. A complete tax position requires adding them; a comparison of the two locations does not.
- Dollar figures are computed against a stated reference salary of sixty thousand rather than a municipal wage average, which no published source provides for Ohio municipalities. Both rates and the credit ceiling are proportional to income, so every figure scales linearly: the Delaware to Dublin differential doubles at twice the salary and halves at half of it, and the rate relationship holds at every level. The one caveat is that whether the ceiling binds at all is itself scale-invariant here, because it too is expressed as a share of income rather than as a fixed dollar cap.
Questions people ask
Do I pay local tax twice — once where I work and once where I live?
You are taxed by both, then given credit for one. Working in Dublin costs about 2%; living in Delaware costs about 1.85%, reduced by whatever share of the work tax the home city recognizes.
What does crossing this boundary actually cost me?
$645 a year more than if you worked where you live. It is not a commuting charge and it buys you nothing — it is what falls out of two jurisdictions both having a claim and only one of them yielding.
Why does my home town not credit the whole of what the other one took?
Because the credit is set locally, and Delaware chose not to make it whole. A city that credits everything gives up revenue from every resident who works elsewhere, so most cap it — which is exactly where a commuter's extra cost comes from.
Is this a common enough commute to be worth modeling?
1,189 workers make it. The pairing comes from federal commuting data rather than from guesswork, and thin routes are excluded rather than estimated.
How does a resident credit allocate liability between two municipalities?
Both jurisdictions assert a claim: Dublin on the basis of work location at about 2%, Delaware on residence at about 1.85%. The residence municipality grants a credit for tax paid to the work municipality, commonly capped as a share of income. Net liability is the residence tax less that credit, floored at zero, plus the work tax.
What is the marginal local tax cost of this commute?
Marginal annual liability attributable to working outside the residence jurisdiction is $645 at the reference salary. This is a tax cost rather than a commuting expense and is not deductible as one. It scales with income and with the rate differential, not with distance traveled.
Why is the residence credit less than the full work-district tax?
Credit rates and ceilings are set by the residence municipality, not by state law. A full credit would forgo residence-based revenue from every outbound commuter, so credits are commonly partial or capped as a share of income. The uncredited remainder is the commuter's marginal cost.
What is the basis for including this route?
Route volume is 1,189 workers, sourced from Census LODES origin-destination data. Pairs below the publication threshold are excluded rather than imputed, so page existence reflects measured commuting volume.