Fremont to Clyde
Ohio municipal income tax, Chapter 718 framework · credit set by Fremont ordinance · tax year 2026
Work city takes
1.5%
Clyde, on income earned there
Home city charges
1.5%
Fremont, residents
Credit back
$900
a share of the work tax
Cost of the commute
$0
a year, above working at home
What it costs you
no extra local taxFremont credits only part of what Clyde takes, so the remainder is taxed twice. Solid is what you pay; the faded part of the Fremont bar is the credit it hands back. Municipal income tax only — state, federal and payroll tax apply on top, and an Ohio school district income tax may too.
What this commute actually costs
- You can stop worrying about this one. Fremont credits everything Clyde withholds, right up to its own rate of about 1.5%. Crossing the line to work adds nothing. Local income tax comes to $900 for the year, exactly as it would if the job were on your own street.
- The numbers meet exactly here. Clyde takes the most that Fremont will hand back, down to the cent. You pay no more than you would living and working at home, but there is no cushion left in it at all.
- No other commute into Clyde is big enough to appear here, so there is nothing to rank this one against. The route from Fremont carries around 509 workers. Smaller streams get folded away by the counting rules rather than by the map.
- This pairing is neutral to the worker. Clyde withholds about 1.5% on income earned there, and Fremont, which levies about 1.5% on residents, credits that payment in full without reaching its own ceiling. Liability at the reference salary is therefore $900 — precisely what the same earnings would attract with no commute at all. What the arrangement alters is the division of revenue between Clyde and Fremont, not the sum leaving the worker's pay.
- This pairing sits exactly on its limit. Clyde's rate and the ceiling Fremont places on its credit coincide to the cent, so the credit absorbs the work-city tax precisely and not a dollar further. The commute is costless today and has no margin whatsoever: any increase by Clyde, or any reduction in the ceiling by Fremont, falls directly on the worker from the first dollar.
- Within this dataset Clyde draws a single recorded commuting flow of qualifying size — the one from Fremont, carrying roughly 509 workers. That reflects the reporting floor rather than the labor market: smaller flows certainly exist and fall below the threshold at which Census origin-destination statistics are published. No ranking against sibling routes is therefore available for this workplace.
Where the money goes
A $75,000 salary
- Federal income tax$7,670
- Social Security and Medicare$5,738
- State income tax$1,346
- Yours$60,246
| Federal income tax10.23% | $7,670 |
|---|---|
| Social Security and Medicare7.65% | $5,738 |
| State income tax1.79% | $1,346 |
| Yours80.33% | $60,246 |
The arithmetic, step by step
| Clyde takes, on income earned there | $900 |
|---|---|
| Fremont charges residents | $900 |
| Less the credit Fremont gives back | $900 |
| Total local tax | $900 |
| If you also lived in Clyde | $900 |
| Difference | $0 |
On a reference salary of $60,000 a year. Both rates and the credit ceiling are shares of income, so every figure scales with your own pay.
What this page does not cover
- Here is the shape of it, because the arithmetic is easy to get wrong. You are taxed by both cities. What happens next is up to Fremont: it may credit all of what Clyde took, some of it, or none at all. That choice belongs to the city rather than to the state, which is why identical salaries in neighboring towns land so differently.
- These figures rest on a local rule, not a state one. Fremont decides how much credit to give for tax already paid to Clyde. It is worth confirming the current position with the city or its collection agency, because this is the part most likely to have changed.
- Watch for one more local tax. School district income tax is separate from what Fremont and Clyde charge, and plenty of Ohio districts levy it. Working elsewhere makes no difference to it, and no credit offsets it.
- One tax is on this page and it is the city one. State tax, federal tax and Social Security all still come out of your pay. None of them change when you cross the line between Fremont and Clyde. That is exactly why they are left out.
- Every dollar amount here uses a salary of sixty thousand a year. It is a benchmark, not a guess at what people in Fremont earn, because nobody publishes average pay for single municipalities. Scale the figures to your own salary. The rates and the credit work the same way at any income, so the Clyde conclusion holds.
- Two misreadings bracket the correct answer and both are common. Ohio does not simply add the two rates together, which would overstate the charge; nor does it apply only the higher of them, which is Pennsylvania's rule and would understate it wherever the credit is partial. Clyde taxes what is earned within its boundaries, Fremont taxes its residents on everything, and Fremont then credits some, all or none of what Clyde collected. The credit is the entire mechanism, and it is set by Fremont rather than by the state.
- The credit rule modeled here is Fremont's own, adopted by ordinance and amendable by Fremont alone. Ohio's uniform framework governs definitions, filing and withholding; it does not compel any municipality to credit tax paid to another. A council vote in Fremont can therefore change every figure on this page without anything altering in Clyde or in state law, which is a materially different exposure from a rate set by statute.
- Ohio school district income tax is a separate levy from municipal income tax and is excluded from these figures. It is imposed by school district of residence rather than by municipality, it is unaffected by employment in Clyde, and no municipal credit applies to it. A resident of Fremont whose school district levies one owes it in addition to everything shown here, which is why the totals on this page are a municipal position rather than a complete local one.
- Only municipal income tax is modeled. Ohio's state income tax, federal income tax and payroll taxes all apply in addition and are invariant to the boundary between Fremont and Clyde, which is precisely why they are excluded: isolating the layer that responds to the commute is the point of the comparison. A complete tax position requires adding them; a comparison of the two locations does not.
- Dollar figures are computed against a stated reference salary of sixty thousand rather than a municipal wage average, which no published source provides for Ohio municipalities. Both rates and the credit ceiling are proportional to income, so every figure scales linearly: the Fremont to Clyde differential doubles at twice the salary and halves at half of it, and the rate relationship holds at every level. The one caveat is that whether the ceiling binds at all is itself scale-invariant here, because it too is expressed as a share of income rather than as a fixed dollar cap.
Questions people ask
Do I pay local tax twice — once where I work and once where I live?
Both places charge you, but the city you live in gives back some of what the other one took. Clyde taxes you for working there at about 1.5%; Fremont then charges its own about 1.5% and credits part of the first against it. Whether anything is left over depends on how generous that credit is.
Does working in a different town cost me anything?
Nothing extra. The tax is redirected rather than increased, so this particular crossing costs you no more than working in Fremont would.
Is this commute common enough for the numbers to mean anything?
509 workers make this journey — enough to be published, but not a major corridor. The tax rules do not depend on how many people travel a route, so the figures hold regardless; the count only tells you how typical this pairing is.
Both towns charge the same — does the boundary matter at all then?
Not to your total. Fremont and Clyde both levy about 1.5%, so the amount is settled either way — what the boundary decides is which authority receives it, and that is an accounting question rather than a cost to you.
How does a resident credit allocate liability between two municipalities?
Both jurisdictions assert a claim: Clyde on the basis of work location at about 1.5%, Fremont on residence at about 1.5%. The residence municipality grants a credit for tax paid to the work municipality, commonly capped as a share of income. Net liability is the residence tax less that credit, floored at zero, plus the work tax.
Why is the marginal cost of this crossing zero?
Marginal liability from working outside the residence jurisdiction is zero on this route. The crossing alters the distribution of revenue between jurisdictions but not the employee's total. ⚠️ This is route-specific and does not generalise to other pairs in the same dataset.
What is the measurement basis for a route of this size?
Route volume is 509 workers per Census LODES, above the publication floor but below the dataset's upper quartile. Liability is determined by jurisdictional rates and residence rules alone; commuter volume has no bearing on it and is reported only as context.
What is the effect of identical rates either side of the boundary?
Both jurisdictions levy about 1.5%, so the governing rate is identical regardless of which rule allocates it. The boundary affects revenue attribution between authorities, not employee liability.