Mansfield to Ashland
Ohio municipal income tax, Chapter 718 framework · credit set by Mansfield ordinance · tax year 2026
Work city takes
2%
Ashland, on income earned there
Home city charges
2.25%
Mansfield, residents
Credit back
$600
capped by the ceiling
Cost of the commute
$600
a year, above working at home
What it costs you
ceiling bindsMansfield's credit stops at its ceiling, so the rest of its own tax still applies. Solid is what you pay; the faded part of the Mansfield bar is the credit it hands back. Municipal income tax only — state, federal and payroll tax apply on top, and an Ohio school district income tax may too.
What this commute actually costs
- Mansfield does credit you for the tax Ashland takes. It just stops early. The credit cannot pass about 1% of your income, and Ashland charges more than that, so it runs out before the bill does. Working there costs $600 a year more than working at home would. All in, local tax is $1,950.
- This is the only route into Ashland large enough to show up in the data. About 577 people travel it from Mansfield. Other people commute there too. Their numbers are simply too small to be counted separately.
- The credit here is real but bounded. Mansfield allows residents about 100% of tax paid to another municipality, subject to a ceiling of about 1% of income, and on this pairing it is the ceiling rather than the share that binds. Ashland withholds $1,200 at about 2%; Mansfield returns $600 of that and collects the remainder of its own about 2.25% resident levy. The workplace accordingly costs $600 above the home-only position, against a total of $1,950.
- Within this dataset Ashland draws a single recorded commuting flow of qualifying size — the one from Mansfield, carrying roughly 577 workers. That reflects the reporting floor rather than the labor market: smaller flows certainly exist and fall below the threshold at which Census origin-destination statistics are published. No ranking against sibling routes is therefore available for this workplace.
Where the money goes
A $75,000 salary
- Federal income tax$7,670
- Social Security and Medicare$5,738
- State income tax$1,346
- Yours$60,246
| Federal income tax10.23% | $7,670 |
|---|---|
| Social Security and Medicare7.65% | $5,738 |
| State income tax1.79% | $1,346 |
| Yours80.33% | $60,246 |
The arithmetic, step by step
| Ashland takes, on income earned there | $1,200 |
|---|---|
| Mansfield charges residents | $1,350 |
| Less the credit Mansfield gives back | $600 |
| Total local tax | $1,950 |
| If you also lived in Ashland | $1,350 |
| Difference | $600 |
On a reference salary of $60,000 a year. Both rates and the credit ceiling are shares of income, so every figure scales with your own pay.
What this page does not cover
- Here is the shape of it, because the arithmetic is easy to get wrong. You are taxed by both cities. What happens next is up to Mansfield: it may credit all of what Ashland took, some of it, or none at all. That choice belongs to the city rather than to the state, which is why identical salaries in neighboring towns land so differently.
- One thing to keep in mind. Ohio does not require Mansfield to give any credit at all. That choice sits with the city, and cities revisit it. A vote in Mansfield could change what this commute to Ashland costs you, with no change in the law itself.
- Watch for one more local tax. School district income tax is separate from what Mansfield and Ashland charge, and plenty of Ohio districts levy it. Working elsewhere makes no difference to it, and no credit offsets it.
- One tax is on this page and it is the city one. State tax, federal tax and Social Security all still come out of your pay. None of them change when you cross the line between Mansfield and Ashland. That is exactly why they are left out.
- The dollar figures rest on one assumed salary, sixty thousand. Double your pay and they double. Halve it and they halve. What stays put is the relationship between what Ashland charges and what Mansfield gives back, which is the part worth carrying away.
- Two misreadings bracket the correct answer and both are common. Ohio does not simply add the two rates together, which would overstate the charge; nor does it apply only the higher of them, which is Pennsylvania's rule and would understate it wherever the credit is partial. Ashland taxes what is earned within its boundaries, Mansfield taxes its residents on everything, and Mansfield then credits some, all or none of what Ashland collected. The credit is the entire mechanism, and it is set by Mansfield rather than by the state.
- The credit rule modeled here is Mansfield's own, adopted by ordinance and amendable by Mansfield alone. Ohio's uniform framework governs definitions, filing and withholding; it does not compel any municipality to credit tax paid to another. A council vote in Mansfield can therefore change every figure on this page without anything altering in Ashland or in state law, which is a materially different exposure from a rate set by statute.
- Ohio school district income tax is a separate levy from municipal income tax and is excluded from these figures. It is imposed by school district of residence rather than by municipality, it is unaffected by employment in Ashland, and no municipal credit applies to it. A resident of Mansfield whose school district levies one owes it in addition to everything shown here, which is why the totals on this page are a municipal position rather than a complete local one.
- Only municipal income tax is modeled. Ohio's state income tax, federal income tax and payroll taxes all apply in addition and are invariant to the boundary between Mansfield and Ashland, which is precisely why they are excluded: isolating the layer that responds to the commute is the point of the comparison. A complete tax position requires adding them; a comparison of the two locations does not.
- Dollar figures are computed against a stated reference salary of sixty thousand rather than a municipal wage average, which no published source provides for Ohio municipalities. Both rates and the credit ceiling are proportional to income, so every figure scales linearly: the Mansfield to Ashland differential doubles at twice the salary and halves at half of it, and the rate relationship holds at every level. The one caveat is that whether the ceiling binds at all is itself scale-invariant here, because it too is expressed as a share of income rather than as a fixed dollar cap.
Questions people ask
Do I pay local tax twice — once where I work and once where I live?
Both places charge you, but the city you live in gives back some of what the other one took. Ashland taxes you for working there at about 2%; Mansfield then charges its own about 2.25% and credits part of the first against it. Whether anything is left over depends on how generous that credit is.
What does crossing this boundary actually cost me?
About $600 a year. That is the gap between this commute and an identical job in Mansfield, and it exists purely because the boundary sits between them.
Is this commute common enough for the numbers to mean anything?
577 workers make this journey — enough to be published, but not a major corridor. The tax rules do not depend on how many people travel a route, so the figures hold regardless; the count only tells you how typical this pairing is.
How does a resident credit allocate liability between two municipalities?
Both jurisdictions assert a claim: Ashland on the basis of work location at about 2%, Mansfield on residence at about 2.25%. The residence municipality grants a credit for tax paid to the work municipality, commonly capped as a share of income. Net liability is the residence tax less that credit, floored at zero, plus the work tax.
What is the marginal local tax cost of this commute?
Marginal annual liability attributable to working outside the residence jurisdiction is $600 at the reference salary. This is a tax cost rather than a commuting expense and is not deductible as one. It scales with income and with the rate differential, not with distance traveled.
What is the measurement basis for a route of this size?
Route volume is 577 workers per Census LODES, above the publication floor but below the dataset's upper quartile. Liability is determined by jurisdictional rates and residence rules alone; commuter volume has no bearing on it and is reported only as context.