Bill and Account Collectors in Florida
May 2025 wages · tax year 2026
You keep
$39,470
after federal, FICA and Florida tax
Tax takes
$6,940
15.0% of the whole
Worth, in national money
$38,153
Florida costs more than average
On that salary you would be around the 25th percentile for this work in Florida — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$46,410
Kept after tax
$39,470
Worth in national money
$38,153
State rank
28
of 51 states
What this pays, and what it is worth
- Neither high nor low. Florida is 28 of 51 states for bill and account collectors, with a middle wage of $46,410. What that is worth is the question the rest of this page answers.
- Middle of the local pack. Of 493 occupations Florida reports figures for, this is number 332.
- The wage here flatters the reality. From $46,410 the take-home is $39,470. But Florida costs more than the national average, so that money behaves more like $38,153 would elsewhere. Worth knowing before comparing offers across states. The average is higher, $47,920, because the best-paid pull it up.
- Florida ranks 28 of 51 for bill and account collectors at $46,410. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- In Florida's occupational distribution, bill and account collectors sits at 332 of 493 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Retained pay after federal, FICA and Florida income tax is $39,470 for bill and account collectors, from $46,410. The state's price level exceeds the national average, so the price-adjusted equivalent is $38,153. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $47,920 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $35,560 |
|---|---|
| Half earn under | $46,410 |
| Top tenth earn over | $61,390 |
| This salary | $46,410 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Florida | $39,470 |
|---|---|
| Take-home in Texas | $39,470 |
| Once local prices are leveledBEA price parity | +$2,465 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $46,410 |
|---|---|
| You could take a cut of | −$2,981 |
| Prices in Texas | 97 vs 103 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $46,410 as a midpoint for Florida, not a promise. The tenth percentile is $35,560 and the ninetieth is $61,390 — a wide band, and where you land in it depends on far more than the state.
- In Florida the take-home figure of $39,470, from $46,410, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 332 of 493 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $38,153 uses one figure for the whole of Florida. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 332.
- The Florida median of $46,410 describes the midpoint of a distribution spanning $35,560 to $61,390. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Florida is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $39,470 from $46,410. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 332 of 493 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $38,153, worked from $46,410, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Florida address, on work sitting at 332 of 493 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $47,920, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $35,560 and the top tenth $61,390, so most people doing this work in Florida sit within a fairly tight band.
Does a bigger number here mean I am better off?
The number and the value are different things. Florida costs more than the national average, so this take-home stretches like $38,153 rather than its face figure.
Is most of this wage taxed away?
Most of it arrives. $39,470 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Florida is $47,920. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($35,560 to $61,390) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Florida rather than a national figure.
How does the state price level affect real compensation?
Florida's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $38,153 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
Florida levies no personal income tax on wages, so take-home of $39,470 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.