Bill and Account Collectors in Maryland
May 2025 wages · tax year 2026
You keep
$40,351
after federal, FICA and Maryland tax
Tax takes
$9,659
19.3% of the whole
Worth, in national money
$38,812
Maryland costs more than average
On that salary you would be around the 25th percentile for this work in Maryland — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$50,010
Kept after tax
$40,351
Worth in national money
$38,812
State rank
12
of 51 states
What this pays, and what it is worth
- This is a good state for the work. Maryland pays bill and account collectors a middle wage of $50,010, ranking 12 of 51 states and sitting about 6.34% above the national middle.
- Against other work in Maryland, this sits in the middle: 332 of 489 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- The wage here flatters the reality. From $50,010 the take-home is $40,351. But Maryland costs more than the national average, so that money behaves more like $38,812 would elsewhere. Worth knowing before comparing offers across states. The average is higher, $53,360, because the best-paid pull it up.
- Maryland's median for bill and account collectors is $50,010, about 6.34% above the national figure and 12 of 51 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Bill and account collectors ranks 332 of 489 occupations in Maryland by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Retained pay after federal, FICA and Maryland income tax is $40,351 for bill and account collectors, from $50,010. The state's price level exceeds the national average, so the price-adjusted equivalent is $38,812. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $53,360 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Bill and Account Collectors
The state median for this job
| Lowest tenth earn under | $39,480 |
|---|---|
| Half earn under | $50,010 |
| Top tenth earn over | $67,060 |
| This salary | $50,010 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Maryland | $40,351 |
|---|---|
| Take-home in Texas | $42,363 |
| Once local prices are leveledBEA price parity | +$4,782 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $47,506 |
|---|---|
| You could take a cut of | −$5,784 |
| Prices in Texas | 97 vs 104 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $50,010 as a midpoint for Maryland, not a promise. The tenth percentile is $39,480 and the ninetieth is $67,060 — a wide band, and where you land in it depends on far more than the state.
- In Maryland the take-home figure of $40,351, from $50,010, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 332 of 489 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $38,812 uses one figure for the whole of Maryland. A city and a rural county there can differ by more than two states do. Out of 489 occupations the state publishes, this one sits at 332.
- The Maryland median of $50,010 describes the midpoint of a distribution spanning $39,480 to $67,060. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Maryland is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $40,351 from $50,010. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 332 of 489 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $38,812, worked from $50,010, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Maryland address, on work sitting at 332 of 489 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $53,360, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $39,480 and the top tenth $67,060, so most people doing this work in Maryland sit within a fairly tight band.
Does a bigger number here mean I am better off?
Not on its own. Prices in Maryland run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $38,812 — the wage did not change, only what it covers.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Maryland then takes its own share, leaving $40,351.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Maryland is $53,360. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($39,480 to $67,060) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Maryland rather than a national figure.
How does the state price level affect real compensation?
Maryland's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $38,812 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $40,351 reflects federal income tax, OASDI, Medicare and Maryland income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.