Claims Adjusters, Examiners, and Investigators in Maryland
May 2025 wages · tax year 2026
You keep
$71,881
after federal, FICA and Maryland tax
Tax takes
$23,679
24.8% of the whole
Worth, in national money
$69,140
Maryland costs more than average
On that salary you would be around the 25th percentile for this work in Maryland — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$95,560
Kept after tax
$71,881
Worth in national money
$69,140
State rank
3
of 51 states
What this pays, and what it is worth
- Maryland is one of the better-paying states for this job. The middle earner takes $95,560, which ranks 3 of 51 states with published figures. That is about 22.51% above the national middle.
- Locally, this pays well. Among 489 occupations Maryland reports, this job comes in at 113 — comfortably in the upper quarter.
- Maryland is an expensive state, and the adjusted figure shows it. From $95,560 the take-home is $71,881; in national-average money that behaves like $69,140. The average lands at $94,280, below the middle of the range.
- Maryland ranks 3 of 51 states publishing a median for claims adjusters, examiners, and investigators, at $95,560 — about 22.51% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Claims adjusters, examiners, and investigators ranks 113 of 489 occupations by median in Maryland, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Take-home for claims adjusters, examiners, and investigators in Maryland, on $95,560, is $71,881; deflated by the state's price level, $69,140. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $94,280 the mean undershoots the median, an inversion of the usual skew.
Compare this career across states
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Pay band: Claims Adjusters, Examiners, and Investigators
The state median for this job
| Lowest tenth earn under | $53,190 |
|---|---|
| Half earn under | $95,560 |
| Top tenth earn over | $135,040 |
| This salary | $95,560 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Maryland | $71,881 |
|---|---|
| Take-home in Texas | $76,056 |
| Once local prices are leveledBEA price parity | +$9,128 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $89,625 |
|---|---|
| You could take a cut of | −$12,608 |
| Prices in Texas | 97 vs 104 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of claims adjusters, examiners, and investigators in Maryland earn under $95,560 and half over. The published range runs $53,190 at the tenth percentile to $135,040 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Maryland's $71,881, worked from $95,560. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 113 of 489.
- Two cautions on $69,140, the adjusted value of that $95,560 median. It levels out prices with a single number for all of Maryland. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 113 of 489 locally.
- Figures are distribution medians for claims adjusters, examiners, and investigators in Maryland, not entry or offer rates. The published band runs $53,190 to $135,040; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Maryland take-home of $71,881, on $95,560 for work ranking 113 of 489 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 113 of 489 in the state.
- This $69,140 adjusted figure, worked from $95,560, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 113 of 489 in the state. The occupation ranks 113 of 489 locally.
Questions people ask
Why is the pay range for this job so wide?
The label is broader than the work. From $53,190 at the bottom tenth to $135,040 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $69,140 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Maryland's own levy, $71,881 remains.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($53,190) and the ninetieth ($135,040) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Maryland's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $69,140 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $71,881 reflects federal income tax, OASDI, Medicare and Maryland income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.