Claims Adjusters, Examiners, and Investigators in New Jersey
May 2025 wages · tax year 2026
You keep
$72,242
after federal, FICA and New Jersey tax
Tax takes
$23,448
24.5% of the whole
Worth, in national money
$66,349
New Jersey costs more than average
On that salary you would be around the 25th percentile for this work in New Jersey — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$95,690
Kept after tax
$72,242
Worth in national money
$66,349
State rank
2
of 51 states
What this pays, and what it is worth
- Pay for this job is strong here. New Jersey's middle earner gets $95,690, putting the state 2 of 51 — about 22.68% ahead of the national figure.
- Locally, this pays well. Among 490 occupations New Jersey reports, this job comes in at 119 — comfortably in the upper quarter.
- Costs eat into it here. Of $95,690, tax leaves $72,242 — and because New Jersey is dearer than average, that stretches only as far as $66,349 would nationally. Here the average runs under the middle, at $94,120.
- For claims adjusters, examiners, and investigators, New Jersey sits in the upper band nationally: a median of $95,690, ranking 2 of 51 and running about 22.68% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Claims adjusters, examiners, and investigators ranks 119 of 490 occupations by median in New Jersey, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- After tax, $72,242 remains from the New Jersey median of $95,690 for this occupation. Applying the state's above-average price parity yields $66,349 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $94,120 sits under the median, so the lower tail is the longer one.
Compare this career across states
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Pay band: Claims Adjusters, Examiners, and Investigators
The state median for this job
| Lowest tenth earn under | $61,780 |
|---|---|
| Half earn under | $95,690 |
| Top tenth earn over | $129,720 |
| This salary | $95,690 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Jersey | $72,242 |
|---|---|
| Take-home in Texas | $76,148 |
| Once local prices are leveledBEA price parity | +$12,013 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $90,138 |
|---|---|
| You could take a cut of | −$16,594 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in New Jersey earn less than $95,690. The published range is $61,780 up to $129,720, so an individual figure can sit a long way from the middle in either direction.
- That $72,242 take-home in New Jersey comes from $95,690. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 119 of 490.
- One number stands for prices across all of New Jersey, which is a simplification — big cities cost far more than small towns. Read $66,349, the adjusted value of that $95,690 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 119 of 490 in the state.
- Reported values are medians; for claims adjusters, examiners, and investigators in New Jersey the tenth-to-ninetieth percentile band is $61,780 to $129,720. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $72,242, from $95,690, assumes a single New Jersey filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 119 of 490 locally, and the state ranks 2 of 51 for it.
- Price deflation uses one statewide parity for New Jersey, so $66,349 — the adjusted value of that $95,690 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 119 of 490 locally.
Questions people ask
How much does pay for this job actually vary?
The range here is narrow. From $61,780 at the bottom tenth to $129,720 at the top, pay for this work clusters rather than spreads.
Does a bigger number here mean I am better off?
Not on its own. Prices in New Jersey run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $66,349 — the wage did not change, only what it covers.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and New Jersey's own levy, $72,242 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($61,780 to $129,720) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to New Jersey rather than a national figure.
How does the state price level affect real compensation?
New Jersey's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $66,349 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $72,242 reflects federal income tax, OASDI, Medicare and New Jersey income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.