Claims Adjusters, Examiners, and Investigators in Rhode Island
May 2025 wages · tax year 2026
You keep
$66,872
after federal, FICA and Rhode Island tax
Tax takes
$19,648
22.7% of the whole
Worth, in national money
$65,941
Rhode Island costs more than average
On that salary you would be around the 25th percentile for this work in Rhode Island — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$86,520
Kept after tax
$66,872
Worth in national money
$65,941
State rank
8
of 51 states
What this pays, and what it is worth
- Rhode Island is one of the better-paying states for this job. The middle earner takes $86,520, which ranks 8 of 51 states with published figures. That is about 10.92% above the national middle.
- Middle of the local pack. Of 452 occupations Rhode Island reports figures for, this is number 125.
- Prices here sit close to the national average, so the adjustment changes little. From $86,520 the take-home is $66,872, which is worth about $65,941 in comparable money. Tax does most of the work here, not cost of living. The average is higher, $91,320, because the best-paid pull it up.
- Rhode Island ranks 8 of 51 states publishing a median for claims adjusters, examiners, and investigators, at $86,520 — about 10.92% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- In Rhode Island's occupational distribution, claims adjusters, examiners, and investigators sits at 125 of 452 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Rhode Island's price level is near the national average, so price deflation is close to neutral for claims adjusters, examiners, and investigators on its $86,520 median: $66,872 retained after tax becomes $65,941 in national-average terms. Where the price adjustment is small, the tax stack is the dominant determinant of the real outcome. The mean of $91,320 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Claims Adjusters, Examiners, and Investigators
The state median for this job
| Lowest tenth earn under | $60,290 |
|---|---|
| Half earn under | $86,520 |
| Top tenth earn over | $130,480 |
| This salary | $86,520 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Rhode Island | $66,872 |
|---|---|
| Take-home in Texas | $69,697 |
| Once local prices are leveledBEA price parity | +$5,782 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $82,505 |
|---|---|
| You could take a cut of | −$7,986 |
| Prices in Texas | 97 vs 101 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $86,520 as a midpoint for Rhode Island, not a promise. The tenth percentile is $60,290 and the ninetieth is $130,480 — a wide band, and where you land in it depends on far more than the state.
- In Rhode Island the take-home figure of $66,872, from $86,520, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 125 of 452 occupations here.
- One number stands for prices across all of Rhode Island, which is a simplification — big cities cost far more than small towns. Read $65,941, the adjusted value of that $86,520 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 125 of 452 in the state.
- The Rhode Island median of $86,520 describes the midpoint of a distribution spanning $60,290 to $130,480. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Rhode Island is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $66,872 from $86,520. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 125 of 452 locally.
- Price deflation uses one statewide parity for Rhode Island, so $65,941 — the adjusted value of that $86,520 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 125 of 452 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $91,320 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $60,290 at the bottom tenth to $130,480 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
The number and the value are different things. Rhode Island costs more than the national average, so this take-home stretches like $65,941 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Rhode Island's own levy, $66,872 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Rhode Island is $91,320. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($60,290) and the ninetieth ($130,480) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Rhode Island's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $65,941 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $66,872 reflects federal income tax, OASDI, Medicare and Rhode Island income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.