Credit Analysts in South Carolina
May 2025 wages · tax year 2026
You keep
$60,548
after federal, FICA and South Carolina tax
Tax takes
$16,982
21.9% of the whole
Worth, in national money
$64,981
South Carolina costs less than average
On that salary you would be around the 25th percentile for this work in South Carolina — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$77,530
Kept after tax
$60,548
Worth in national money
$64,981
State rank
29
of 51 states
What this pays, and what it is worth
- Neither high nor low. South Carolina is 29 of 51 states for credit analysts, with a middle wage of $77,530. What that is worth is the question the rest of this page answers.
- Locally, this pays well. Among 492 occupations South Carolina reports, credit analysts comes in at 117 — comfortably in the upper quarter.
- Cheaper living works in this state's favor. From $77,530 you keep $60,548 after tax, and local prices stretch that to the equivalent of $64,981 at national prices. Averages run higher here, $85,540, since top earners drag the number up.
- South Carolina ranks 29 of 51 for credit analysts at $77,530. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Credit analysts ranks 117 of 492 occupations by median in South Carolina, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Retained pay in South Carolina is $60,548 after the full tax stack, from $77,530. Because the state's price level runs below the national average, the price-adjusted equivalent is $64,981 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $85,540 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $49,300 |
|---|---|
| Half earn under | $77,530 |
| Top tenth earn over | $125,680 |
| This salary | $77,530 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in South Carolina | $60,548 |
|---|---|
| Take-home in Texas | $63,372 |
| Once local prices are leveledBEA price parity | +$233 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $73,515 |
|---|---|
| You could take a cut of | −$322 |
| Prices in Texas | 97 vs 93 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of credit analysts in South Carolina earn under $77,530 and half over. The published range runs $49,300 at the tenth percentile to $125,680 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $60,548 take-home in South Carolina comes from $77,530. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 117 of 492.
- Two cautions on $64,981, the adjusted value of that $77,530 median. It levels out prices with a single number for all of South Carolina. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 117 of 492 locally.
- Figures are distribution medians for credit analysts in South Carolina, not entry or offer rates. The published band runs $49,300 to $125,680; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $60,548, from $77,530, assumes a single South Carolina filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 117 of 492 locally, and the state ranks 29 of 51 for it.
- This $64,981 adjusted figure, worked from $77,530, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 117 of 492 in the state. The occupation ranks 117 of 492 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $85,540, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
The label is broader than the work. From $49,300 at the bottom tenth to $125,680 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $64,981.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and South Carolina adds its own income tax on top — which is why $60,548 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in South Carolina is $85,540. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($49,300) and the ninetieth ($125,680) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
South Carolina's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $64,981 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $60,548 reflects federal income tax, OASDI, Medicare and South Carolina income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.