Credit Analysts in Arkansas
May 2025 wages · tax year 2026
You keep
$56,857
after federal, FICA and Arkansas tax
Tax takes
$14,513
20.3% of the whole
Worth, in national money
$65,724
Arkansas costs less than average
On that salary you would be around the 25th percentile for this work in Arkansas — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$71,370
Kept after tax
$56,857
Worth in national money
$65,724
State rank
45
of 51 states
What this pays, and what it is worth
- The nominal figure here is modest. Arkansas pays credit analysts a middle wage of $71,370, 45 of 51 states and about 14.54% below the national middle. Hold that thought until the adjusted numbers.
- Within Arkansas this is well-paid work. Of 489 occupations with published figures in the state, credit analysts ranks 100 — in the top quarter of everything people do there.
- Arkansas is cheaper than average, and that shows up here. From $71,370 the take-home is $56,857; adjusted for what things actually cost, it goes as far as $65,724 would nationally. The average comes to $82,470, above the middle, thanks to the top of the range.
- Arkansas's $71,370 median for credit analysts places it 45 of 51 states, about 14.54% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Ranked against every occupation Arkansas publishes a median for, credit analysts sits 100 of 489 — the upper quartile of the state's wage distribution. National standing and within-state standing are separate questions, and a job can occupy very different positions on each.
- Post-tax income for credit analysts in Arkansas, on $71,370, is $56,857 — equivalent to $65,724 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $82,470 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $43,520 |
|---|---|
| Half earn under | $71,370 |
| Top tenth earn over | $118,500 |
| This salary | $71,370 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Arkansas | $56,857 |
|---|---|
| Take-home in Texas | $59,039 |
| Once local prices are leveledBEA price parity | −$4,969 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $68,268 |
|---|---|
| Raise you would need | +$6,864 |
| Prices in Texas | 97 vs 87 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of credit analysts in Arkansas earn under $71,370 and half over. The published range runs $43,520 at the tenth percentile to $118,500 at the ninetieth. Experience and employer move an individual a long way inside that.
- In Arkansas the take-home figure of $56,857, from $71,370, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 100 of 489 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $65,724 uses one figure for the whole of Arkansas. A city and a rural county there can differ by more than two states do. Out of 489 occupations the state publishes, this one sits at 100.
- Figures are distribution medians for credit analysts in Arkansas, not entry or offer rates. The published band runs $43,520 to $118,500; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for Arkansas is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $56,857 from $71,370. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 100 of 489 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $65,724, worked from $71,370, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Arkansas address, on work sitting at 100 of 489 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $82,470, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $43,520 and the top tenth $118,500 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $65,724.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Arkansas's own levy, $56,857 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Arkansas is $82,470. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($43,520) and the ninetieth ($118,500) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Arkansas's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $65,724 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $56,857 reflects federal income tax, OASDI, Medicare and Arkansas income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.