Credit Analysts in Washington
May 2025 wages · tax year 2026
You keep
$72,961
after federal, FICA and Washington tax
Tax takes
$18,199
20.0% of the whole
Worth, in national money
$67,207
Washington costs more than average
On that salary you would be around the 25th percentile for this work in Washington — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$91,160
Kept after tax
$72,961
Worth in national money
$67,207
State rank
11
of 51 states
What this pays, and what it is worth
- Pay for credit analysts is strong here. Washington's middle earner gets $91,160, putting the state 11 of 51 — about 9.16% ahead of the national figure.
- Ordinary, locally speaking. Credit analysts ranks 154 among 493 occupations Washington publishes pay for.
- The wage here flatters the reality. From $91,160 the take-home is $72,961. But Washington costs more than the national average, so that money behaves more like $67,207 would elsewhere. Worth knowing before comparing offers across states. The average is higher, $98,490, because the best-paid pull it up.
- For credit analysts, Washington sits in the upper band nationally: a median of $91,160, ranking 11 of 51 and running about 9.16% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Position 154 of 493 in Washington places credit analysts in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Retained pay after federal, FICA and Washington income tax is $72,961 for credit analysts, from $91,160. The state's price level exceeds the national average, so the price-adjusted equivalent is $67,207. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $98,490 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $59,800 |
|---|---|
| Half earn under | $91,160 |
| Top tenth earn over | $151,970 |
| This salary | $91,160 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Washington | $72,961 |
|---|---|
| Take-home in Texas | $72,961 |
| Once local prices are leveledBEA price parity | +$7,875 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $91,160 |
|---|---|
| You could take a cut of | −$10,878 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of credit analysts in Washington earn under $91,160 and half over. The published range runs $59,800 at the tenth percentile to $151,970 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $72,961 take-home in Washington comes from $91,160. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 154 of 493.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $67,207 uses one figure for the whole of Washington. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 154.
- Figures are distribution medians for credit analysts in Washington, not entry or offer rates. The published band runs $59,800 to $151,970; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $72,961, from $91,160, assumes a single Washington filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 154 of 493 locally, and the state ranks 11 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $67,207, worked from $91,160, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Washington address, on work sitting at 154 of 493 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $98,490 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $59,800 and the top tenth $151,970 — experience, employer and specialism separate them, and a single figure hides all three.
Does a bigger number here mean I am better off?
The number and the value are different things. Washington costs more than the national average, so this take-home stretches like $67,207 rather than its face figure.
Is most of this wage taxed away?
No. $72,961 survives, because Washington levies no wage income tax. The federal share does not change with the state you work in.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Washington is $98,490. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($59,800) and the ninetieth ($151,970) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Washington's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $67,207 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
Washington levies no personal income tax on wages, so take-home of $72,961 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.