Credit Analysts in West Virginia
May 2025 wages · tax year 2026
You keep
$46,484
after federal, FICA and West Virginia tax
Tax takes
$10,836
18.9% of the whole
Worth, in national money
$51,780
West Virginia costs less than average
On that salary you would be around the 25th percentile for this work in West Virginia — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$57,320
Kept after tax
$46,484
Worth in national money
$51,780
State rank
51
of 51 states
What this pays, and what it is worth
- West Virginia is among the lower-paying states for credit analysts. The middle earner takes $57,320, ranking 51 of 51 states — about 31.36% below the national middle. Costs here are often lower too, which the figures further down account for.
- Ordinary, locally speaking. Credit analysts ranks 182 among 473 occupations West Virginia publishes pay for.
- Here is where West Virginia does better than its wage suggests. From a median of $57,320 you keep $46,484, and because things cost less here than the national average, that behaves like $51,780 would elsewhere. The average is higher, $66,600, because the best-paid pull it up.
- West Virginia ranks 51 of 51 for credit analysts, with a median of $57,320 — about 31.36% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Position 182 of 473 in West Virginia places credit analysts in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- After federal, FICA and West Virginia income tax, retained pay for credit analysts on $57,320 is $46,484. Deflating by the state's price level — below the national average — gives $51,780 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $66,600 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $48,170 |
|---|---|
| Half earn under | $57,320 |
| Top tenth earn over | $95,870 |
| This salary | $57,320 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in West Virginia | $46,484 |
|---|---|
| Take-home in Texas | $48,237 |
| Once local prices are leveledBEA price parity | −$2,141 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $55,138 |
|---|---|
| Raise you would need | +$2,589 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of credit analysts in West Virginia earn under $57,320 and half over. The published range runs $48,170 at the tenth percentile to $95,870 at the ninetieth. Experience and employer move an individual a long way inside that.
- In West Virginia the take-home figure of $46,484, from $57,320, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 182 of 473 occupations here.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $51,780 uses one figure for the whole of West Virginia. A city and a rural county there can differ by more than two states do. Out of 473 occupations the state publishes, this one sits at 182.
- Figures are distribution medians for credit analysts in West Virginia, not entry or offer rates. The published band runs $48,170 to $95,870; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for West Virginia is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $46,484 from $57,320. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 182 of 473 locally.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $51,780, worked from $57,320, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular West Virginia address, on work sitting at 182 of 473 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $66,600, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $48,170 and the top tenth $95,870 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
Further than the number implies. West Virginia is cheaper than the national average, so this take-home behaves like $51,780 in national terms.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; West Virginia then takes its own share, leaving $46,484.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in West Virginia is $66,600. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($48,170) and the ninetieth ($95,870) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
West Virginia's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $51,780 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $46,484 reflects federal income tax, OASDI, Medicare and West Virginia income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.