Credit Analysts in Indiana
May 2025 wages · tax year 2026
You keep
$50,708
after federal, FICA and Indiana tax
Tax takes
$11,952
19.1% of the whole
Worth, in national money
$55,008
Indiana costs less than average
On that salary you would be around the 25th percentile for this work in Indiana — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$62,660
Kept after tax
$50,708
Worth in national money
$55,008
State rank
49
of 51 states
What this pays, and what it is worth
- Pay for credit analysts is on the low side in Indiana. The middle earner gets $62,660. That is 49 of 51 states, and about 24.97% under the national figure. Whether that matters depends on what things cost here.
- Middle of the local pack. Of 493 occupations Indiana reports figures for, this is number 191.
- Cheaper living works in this state's favor. From $62,660 you keep $50,708 after tax, and local prices stretch that to the equivalent of $55,008 at national prices. Averages run higher here, $70,890, since top earners drag the number up.
- For credit analysts, Indiana sits in the lower band at $62,660, ranking 49 of 51 and trailing the national median by about 24.97%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- In Indiana's occupational distribution, credit analysts sits at 191 of 493 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Retained pay in Indiana is $50,708 after the full tax stack, from $62,660. Because the state's price level runs below the national average, the price-adjusted equivalent is $55,008 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $70,890 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $47,850 |
|---|---|
| Half earn under | $62,660 |
| Top tenth earn over | $101,560 |
| This salary | $62,660 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Indiana | $50,708 |
|---|---|
| Take-home in Texas | $52,527 |
| Once local prices are leveledBEA price parity | −$953 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $60,396 |
|---|---|
| Raise you would need | +$1,153 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $62,660 as a midpoint for Indiana, not a promise. The tenth percentile is $47,850 and the ninetieth is $101,560 — a wide band, and where you land in it depends on far more than the state.
- That $50,708 take-home in Indiana comes from $62,660. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 191 of 493.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $55,008 uses one figure for the whole of Indiana. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 191.
- The Indiana median of $62,660 describes the midpoint of a distribution spanning $47,850 to $101,560. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $50,708, from $62,660, assumes a single Indiana filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 191 of 493 locally, and the state ranks 49 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $55,008, worked from $62,660, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Indiana address, on work sitting at 191 of 493 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $70,890, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
The label is broader than the work. From $47,850 at the bottom tenth to $101,560 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
Further than the number implies. Indiana is cheaper than the national average, so this take-home behaves like $55,008 in national terms.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Indiana adds its own income tax on top — which is why $50,708 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Indiana is $70,890. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($47,850) and the ninetieth ($101,560) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Indiana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $55,008 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $50,708 reflects federal income tax, OASDI, Medicare and Indiana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.