Credit Analysts in Missouri
May 2025 wages · tax year 2026
You keep
$52,555
after federal, FICA and Missouri tax
Tax takes
$12,795
19.6% of the whole
Worth, in national money
$57,273
Missouri costs less than average
On that salary you would be around the 25th percentile for this work in Missouri — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$65,350
Kept after tax
$52,555
Worth in national money
$57,273
State rank
48
of 51 states
What this pays, and what it is worth
- Missouri is among the lower-paying states for credit analysts. The middle earner takes $65,350, ranking 48 of 51 states — about 21.75% below the national middle. Costs here are often lower too, which the figures further down account for.
- Against other work in Missouri, this sits in the middle: 165 of 488 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Here is where Missouri does better than its wage suggests. From a median of $65,350 you keep $52,555, and because things cost less here than the national average, that behaves like $57,273 would elsewhere. The average is higher, $75,710, because the best-paid pull it up.
- Missouri ranks 48 of 51 for credit analysts, with a median of $65,350 — about 21.75% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Credit analysts ranks 165 of 488 occupations in Missouri by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After federal, FICA and Missouri income tax, retained pay for credit analysts on $65,350 is $52,555. Deflating by the state's price level — below the national average — gives $57,273 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $75,710 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $50,020 |
|---|---|
| Half earn under | $65,350 |
| Top tenth earn over | $113,280 |
| This salary | $65,350 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Missouri | $52,555 |
|---|---|
| Take-home in Texas | $54,689 |
| Once local prices are leveledBEA price parity | −$994 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $62,694 |
|---|---|
| Raise you would need | +$1,210 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $65,350 as a midpoint for Missouri, not a promise. The tenth percentile is $50,020 and the ninetieth is $113,280 — a wide band, and where you land in it depends on far more than the state.
- That $52,555 take-home in Missouri comes from $65,350. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 165 of 488.
- Two cautions on $57,273, the adjusted value of that $65,350 median. It levels out prices with a single number for all of Missouri. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 165 of 488 locally.
- The Missouri median of $65,350 describes the midpoint of a distribution spanning $50,020 to $113,280. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $52,555, from $65,350, assumes a single Missouri filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 165 of 488 locally, and the state ranks 48 of 51 for it.
- This $57,273 adjusted figure, worked from $65,350, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 165 of 488 in the state. The occupation ranks 165 of 488 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $75,710 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $50,020, the highest tenth $113,280, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Missouri sit below the national level, so take-home here stretches like $57,273 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Missouri's own levy, $52,555 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Missouri is $75,710. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($50,020) and the ninetieth ($113,280) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Missouri's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $57,273 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $52,555 reflects federal income tax, OASDI, Medicare and Missouri income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.