Credit Analysts in Wisconsin
May 2025 wages · tax year 2026
You keep
$54,530
after federal, FICA and Wisconsin tax
Tax takes
$14,160
20.6% of the whole
Worth, in national money
$58,574
Wisconsin costs less than average
On that salary you would be around the 25th percentile for this work in Wisconsin — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$68,690
Kept after tax
$54,530
Worth in national money
$58,574
State rank
47
of 51 states
What this pays, and what it is worth
- Pay for credit analysts is on the low side in Wisconsin. The middle earner gets $68,690. That is 47 of 51 states, and about 17.75% under the national figure. Whether that matters depends on what things cost here.
- Against other work in Wisconsin, this sits in the middle: 174 of 491 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Here is where Wisconsin does better than its wage suggests. From a median of $68,690 you keep $54,530, and because things cost less here than the national average, that behaves like $58,574 would elsewhere. The average is higher, $79,960, because the best-paid pull it up.
- For credit analysts, Wisconsin sits in the lower band at $68,690, ranking 47 of 51 and trailing the national median by about 17.75%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Credit analysts ranks 174 of 491 occupations in Wisconsin by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After federal, FICA and Wisconsin income tax, retained pay for credit analysts on $68,690 is $54,530. Deflating by the state's price level — below the national average — gives $58,574 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $79,960 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $50,780 |
|---|---|
| Half earn under | $68,690 |
| Top tenth earn over | $126,640 |
| This salary | $68,690 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Wisconsin | $54,530 |
|---|---|
| Take-home in Texas | $57,153 |
| Once local prices are leveledBEA price parity | +$241 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $65,153 |
|---|---|
| You could take a cut of | −$333 |
| Prices in Texas | 97 vs 93 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $68,690 as a midpoint for Wisconsin, not a promise. The tenth percentile is $50,780 and the ninetieth is $126,640 — a wide band, and where you land in it depends on far more than the state.
- That $54,530 take-home in Wisconsin comes from $68,690. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 174 of 491.
- One number stands for prices across all of Wisconsin, which is a simplification — big cities cost far more than small towns. Read $58,574, the adjusted value of that $68,690 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 174 of 491 in the state.
- The Wisconsin median of $68,690 describes the midpoint of a distribution spanning $50,780 to $126,640. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $54,530, from $68,690, assumes a single Wisconsin filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 174 of 491 locally, and the state ranks 47 of 51 for it.
- Price deflation uses one statewide parity for Wisconsin, so $58,574 — the adjusted value of that $68,690 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 174 of 491 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $79,960 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $50,780, the highest tenth $126,640, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
Further than the number implies. Wisconsin is cheaper than the national average, so this take-home behaves like $58,574 in national terms.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Wisconsin adds its own income tax on top — which is why $54,530 of this wage survives to your account.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Wisconsin is $79,960. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($50,780) and the ninetieth ($126,640) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Wisconsin's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $58,574 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $54,530 reflects federal income tax, OASDI, Medicare and Wisconsin income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.