Credit Analysts in New Hampshire
May 2025 wages · tax year 2026
You keep
$63,689
after federal, FICA and New Hampshire tax
Tax takes
$14,291
18.3% of the whole
Worth, in national money
$60,457
New Hampshire costs more than average
On that salary you would be around the 25th percentile for this work in New Hampshire — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$77,980
Kept after tax
$63,689
Worth in national money
$60,457
State rank
28
of 51 states
What this pays, and what it is worth
- New Hampshire sits in the middle of the pack for credit analysts. The median is $77,980, ranking 28 of 51 states with figures. Close enough to the national middle that where you live matters more than the headline suggests.
- Middle of the local pack. Of 488 occupations New Hampshire reports figures for, this is number 148.
- New Hampshire is an expensive state, and the adjusted figure shows it. From $77,980 the take-home is $63,689; in national-average money that behaves like $60,457. The average comes to $96,530, above the middle, thanks to the top of the range.
- New Hampshire occupies the middle band for credit analysts: a median of $77,980, ranking 28 of 51. Where nominal pay is close to the national figure, the tax and price adjustments below carry proportionally more weight in determining the real outcome.
- In New Hampshire's occupational distribution, credit analysts sits at 148 of 488 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Take-home for credit analysts in New Hampshire, on $77,980, is $63,689; deflated by the state's price level, $60,457. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $96,530 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Credit Analysts
The state median for this job
| Lowest tenth earn under | $60,370 |
|---|---|
| Half earn under | $77,980 |
| Top tenth earn over | $156,480 |
| This salary | $77,980 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Hampshire | $63,689 |
|---|---|
| Take-home in Texas | $63,689 |
| Once local prices are leveledBEA price parity | +$5,083 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $77,980 |
|---|---|
| You could take a cut of | −$7,021 |
| Prices in Texas | 97 vs 105 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $77,980 as a midpoint for New Hampshire, not a promise. The tenth percentile is $60,370 and the ninetieth is $156,480 — a wide band, and where you land in it depends on far more than the state.
- That $63,689 take-home in New Hampshire comes from $77,980. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 148 of 488.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $60,457 uses one figure for the whole of New Hampshire. A city and a rural county there can differ by more than two states do. Out of 488 occupations the state publishes, this one sits at 148.
- The New Hampshire median of $77,980 describes the midpoint of a distribution spanning $60,370 to $156,480. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $63,689, from $77,980, assumes a single New Hampshire filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 148 of 488 locally, and the state ranks 28 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $60,457, worked from $77,980, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular New Hampshire address, on work sitting at 148 of 488 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $96,530, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
The label is broader than the work. From $60,370 at the bottom tenth to $156,480 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $60,457 of national purchasing power.
Is most of this wage taxed away?
Most of it arrives. $63,689 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Hampshire is $96,530. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($60,370) and the ninetieth ($156,480) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
New Hampshire's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $60,457 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
New Hampshire levies no personal income tax on wages, so take-home of $63,689 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.