Credit Counselors in Georgia
May 2025 wages · tax year 2026
You keep
$51,069
after federal, FICA and Georgia tax
Tax takes
$13,011
20.3% of the whole
Worth, in national money
$52,813
Georgia costs less than average
On that salary you would be around the top tenth percentile for this work in Georgia — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$64,080
Kept after tax
$51,069
Worth in national money
$52,813
State rank
2
of 46 states
What this pays, and what it is worth
- Georgia is one of the better-paying states for credit counselors. The middle earner takes $64,080, which ranks 2 of 46 states with published figures. That is about 22.69% above the national middle.
- Middle of the local pack. Of 492 occupations Georgia reports figures for, this is number 192.
- Cheaper living works in this state's favor. From $64,080 you keep $51,069 after tax, and local prices stretch that to the equivalent of $52,813 at national prices. Here the average runs under the middle, at $57,980.
- Georgia ranks 2 of 46 states publishing a median for credit counselors, at $64,080 — about 22.69% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- In Georgia's occupational distribution, credit counselors sits at 192 of 492 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Retained pay in Georgia is $51,069 after the full tax stack, from $64,080. Because the state's price level runs below the national average, the price-adjusted equivalent is $52,813 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $57,980 sits under the median, so the lower tail is the longer one.
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $44,660 |
|---|---|
| Half earn under | $64,080 |
| Top tenth earn over | $64,080 |
| This salary | $64,080 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Georgia | $51,069 |
|---|---|
| Take-home in Texas | $53,668 |
| Once local prices are leveledBEA price parity | +$2,416 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $60,846 |
|---|---|
| You could take a cut of | −$2,921 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $64,080 as a midpoint for Georgia, not a promise. The tenth percentile is $44,660 and the ninetieth is $64,080 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Georgia's $51,069, worked from $64,080. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 192 of 492.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $52,813 uses one figure for the whole of Georgia. A city and a rural county there can differ by more than two states do. Out of 492 occupations the state publishes, this one sits at 192.
- The Georgia median of $64,080 describes the midpoint of a distribution spanning $44,660 to $64,080. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Georgia take-home of $51,069, on $64,080 for work ranking 192 of 492 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 192 of 492 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $52,813, worked from $64,080, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Georgia address, on work sitting at 192 of 492 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $57,980 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $44,660 and the top tenth $64,080, so most people doing this work in Georgia sit within a fairly tight band.
What does this pay actually buy where I live?
Further than the number implies. Georgia is cheaper than the national average, so this take-home behaves like $52,813 in national terms.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Georgia's own levy, $51,069 remains.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 46 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Georgia is $57,980. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($44,660 to $64,080) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Georgia rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Georgia's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $52,813 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $51,069 reflects federal income tax, OASDI, Medicare and Georgia income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.