Credit Counselors in Nebraska
May 2025 wages · tax year 2026
You keep
$50,266
after federal, FICA and Nebraska tax
Tax takes
$12,244
19.6% of the whole
Worth, in national money
$55,619
Nebraska costs less than average
On that salary you would be around the 25th percentile for this work in Nebraska — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$62,510
Kept after tax
$50,266
Worth in national money
$55,619
State rank
6
of 46 states
What this pays, and what it is worth
- Pay for credit counselors is strong here. Nebraska's middle earner gets $62,510, putting the state 6 of 46 — about 19.68% ahead of the national figure.
- Ordinary, locally speaking. Credit counselors ranks 191 among 488 occupations Nebraska publishes pay for.
- Here is where Nebraska does better than its wage suggests. From a median of $62,510 you keep $50,266, and because things cost less here than the national average, that behaves like $55,619 would elsewhere. The average is higher, $67,760, because the best-paid pull it up.
- For credit counselors, Nebraska sits in the upper band nationally: a median of $62,510, ranking 6 of 46 and running about 19.68% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Position 191 of 488 in Nebraska places credit counselors in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- After federal, FICA and Nebraska income tax, retained pay for credit counselors on $62,510 is $50,266. Deflating by the state's price level — below the national average — gives $55,619 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $67,760 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $44,550 |
|---|---|
| Half earn under | $62,510 |
| Top tenth earn over | $95,270 |
| This salary | $62,510 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Nebraska | $50,266 |
|---|---|
| Take-home in Texas | $52,407 |
| Once local prices are leveledBEA price parity | −$1,689 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $59,846 |
|---|---|
| Raise you would need | +$2,042 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $62,510 as a midpoint for Nebraska, not a promise. The tenth percentile is $44,550 and the ninetieth is $95,270 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Nebraska's $50,266, worked from $62,510. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 191 of 488.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $55,619 uses one figure for the whole of Nebraska. A city and a rural county there can differ by more than two states do. Out of 488 occupations the state publishes, this one sits at 191.
- The Nebraska median of $62,510 describes the midpoint of a distribution spanning $44,550 to $95,270. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Nebraska take-home of $50,266, on $62,510 for work ranking 191 of 488 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 191 of 488 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $55,619, worked from $62,510, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Nebraska address, on work sitting at 191 of 488 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $67,760, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $44,550 and the top tenth $95,270 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $55,619.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Nebraska adds its own income tax on top — which is why $50,266 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 46 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Nebraska is $67,760. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($44,550) and the ninetieth ($95,270) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Nebraska's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $55,619 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $50,266 reflects federal income tax, OASDI, Medicare and Nebraska income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.