Financial Examiners in Maryland
May 2025 wages · tax year 2026
You keep
$76,673
after federal, FICA and Maryland tax
Tax takes
$26,308
25.5% of the whole
Worth, in national money
$73,748
Maryland costs more than average
On that salary you would be around the 25th percentile for this work in Maryland — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$102,980
Kept after tax
$76,673
Worth in national money
$73,748
State rank
10
of 49 states
What this pays, and what it is worth
- Pay for financial examiners is strong here. Maryland's middle earner gets $102,980, putting the state 10 of 49 — about 9.37% ahead of the national figure.
- Locally, this pays well. Among 489 occupations Maryland reports, financial examiners comes in at 87 — comfortably in the upper quarter.
- The wage here flatters the reality. From $102,980 the take-home is $76,673. But Maryland costs more than the national average, so that money behaves more like $73,748 would elsewhere. Worth knowing before comparing offers across states. The average is higher, $114,360, because the best-paid pull it up.
- For financial examiners, Maryland sits in the upper band nationally: a median of $102,980, ranking 10 of 49 and running about 9.37% above the national midpoint. Nominal advantage of this size is usually, though not always, large enough to survive the state's own tax and price levels.
- Financial examiners ranks 87 of 489 occupations by median in Maryland, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Retained pay after federal, FICA and Maryland income tax is $76,673 for financial examiners, from $102,980. The state's price level exceeds the national average, so the price-adjusted equivalent is $73,748. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $114,360 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Financial Examiners
The state median for this job
| Lowest tenth earn under | $61,980 |
|---|---|
| Half earn under | $102,980 |
| Top tenth earn over | $165,780 |
| This salary | $102,980 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Maryland | $76,673 |
|---|---|
| Take-home in Texas | $81,276 |
| Once local prices are leveledBEA price parity | +$9,891 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $96,436 |
|---|---|
| You could take a cut of | −$13,662 |
| Prices in Texas | 97 vs 104 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Maryland earn less than $102,980. The published range is $61,980 up to $165,780, so an individual figure can sit a long way from the middle in either direction.
- That $76,673 take-home in Maryland comes from $102,980. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 87 of 489.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $73,748 uses one figure for the whole of Maryland. A city and a rural county there can differ by more than two states do. Out of 489 occupations the state publishes, this one sits at 87.
- Reported values are medians; for financial examiners in Maryland the tenth-to-ninetieth percentile band is $61,980 to $165,780. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $76,673, from $102,980, assumes a single Maryland filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 87 of 489 locally, and the state ranks 10 of 49 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $73,748, worked from $102,980, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Maryland address, on work sitting at 87 of 489 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $114,360, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
The label is broader than the work. From $61,980 at the bottom tenth to $165,780 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $73,748 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Maryland adds its own income tax on top — which is why $76,673 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 49 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Maryland is $114,360. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($61,980) and the ninetieth ($165,780) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Maryland's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $73,748 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $76,673 reflects federal income tax, OASDI, Medicare and Maryland income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.