Financial Risk Specialists in Arkansas
May 2025 wages · tax year 2026
You keep
$53,312
after federal, FICA and Arkansas tax
Tax takes
$12,798
19.4% of the whole
Worth, in national money
$61,627
Arkansas costs less than average
On that salary you would be around the 25th percentile for this work in Arkansas — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$66,110
Kept after tax
$53,312
Worth in national money
$61,627
State rank
49
of 50 states
What this pays, and what it is worth
- Pay for financial risk specialists is on the low side in Arkansas. The middle earner gets $66,110. That is 49 of 50 states, and about 43.65% under the national figure. Whether that matters depends on what things cost here.
- Locally, this pays well. Among 489 occupations Arkansas reports, financial risk specialists comes in at 110 — comfortably in the upper quarter.
- Arkansas is cheaper than average, and that shows up here. From $66,110 the take-home is $53,312; adjusted for what things actually cost, it goes as far as $61,627 would nationally. The average comes to $81,660, above the middle, thanks to the top of the range.
- For financial risk specialists, Arkansas sits in the lower band at $66,110, ranking 49 of 50 and trailing the national median by about 43.65%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Financial risk specialists ranks 110 of 489 occupations by median in Arkansas, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Post-tax income for financial risk specialists in Arkansas, on $66,110, is $53,312 — equivalent to $61,627 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $81,660 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $47,860 |
|---|---|
| Half earn under | $66,110 |
| Top tenth earn over | $140,050 |
| This salary | $66,110 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Arkansas | $53,312 |
|---|---|
| Take-home in Texas | $55,299 |
| Once local prices are leveledBEA price parity | −$4,720 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $63,636 |
|---|---|
| Raise you would need | +$6,464 |
| Prices in Texas | 97 vs 87 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $66,110 as a midpoint for Arkansas, not a promise. The tenth percentile is $47,860 and the ninetieth is $140,050 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Arkansas's $53,312, worked from $66,110. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 110 of 489.
- Two cautions on $61,627, the adjusted value of that $66,110 median. It levels out prices with a single number for all of Arkansas. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 110 of 489 locally.
- The Arkansas median of $66,110 describes the midpoint of a distribution spanning $47,860 to $140,050. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Arkansas take-home of $53,312, on $66,110 for work ranking 110 of 489 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 110 of 489 in the state.
- This $61,627 adjusted figure, worked from $66,110, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 110 of 489 in the state. The occupation ranks 110 of 489 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $81,660, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
The label is broader than the work. From $47,860 at the bottom tenth to $140,050 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Arkansas sit below the national level, so take-home here stretches like $61,627 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Arkansas's own levy, $53,312 remains.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Arkansas is $81,660. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($47,860) and the ninetieth ($140,050) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Arkansas's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $61,627 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $53,312 reflects federal income tax, OASDI, Medicare and Arkansas income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.