Financial Risk Specialists in Delaware
May 2025 wages · tax year 2026
You keep
$98,601
after federal, FICA and Delaware tax
Tax takes
$40,839
29.3% of the whole
Worth, in national money
$99,343
Delaware costs less than average
On that salary you would be around the 25th percentile for this work in Delaware — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$139,440
Kept after tax
$98,601
Worth in national money
$99,343
State rank
3
of 50 states
What this pays, and what it is worth
- This is a good state for the work. Delaware pays financial risk specialists a middle wage of $139,440, ranking 3 of 50 states and sitting about 18.84% above the national middle.
- Within Delaware this is well-paid work. Of 445 occupations with published figures in the state, financial risk specialists ranks 23 — in the top quarter of everything people do there.
- Prices here sit close to the national average, so the adjustment changes little. From $139,440 the take-home is $98,601, which is worth about $99,343 in comparable money. Tax does most of the work here, not cost of living. The average is lower, $137,090, so pay clusters nearer the top than usual.
- Delaware's median for financial risk specialists is $139,440, about 18.84% above the national figure and 3 of 50 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Ranked against every occupation Delaware publishes a median for, financial risk specialists sits 23 of 445 — the upper quartile of the state's wage distribution. National standing and within-state standing are separate questions, and a job can occupy very different positions on each.
- Delaware's price level is near the national average, so price deflation is close to neutral for financial risk specialists on its $139,440 median: $98,601 retained after tax becomes $99,343 in national-average terms. Where the price adjustment is small, the tax stack is the dominant determinant of the real outcome. The mean of $137,090 falls below the median, a left skew that is uncommon in wage data.
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $80,810 |
|---|---|
| Half earn under | $139,440 |
| Top tenth earn over | $178,570 |
| This salary | $139,440 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Delaware | $98,601 |
|---|---|
| Take-home in Texas | $106,573 |
| Once local prices are leveledBEA price parity | +$10,328 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $127,776 |
|---|---|
| You could take a cut of | −$14,684 |
| Prices in Texas | 97 vs 99 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $139,440 as a midpoint for Delaware, not a promise. The tenth percentile is $80,810 and the ninetieth is $178,570 — a wide band, and where you land in it depends on far more than the state.
- That $98,601 take-home in Delaware comes from $139,440. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 23 of 445.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $99,343 uses one figure for the whole of Delaware. A city and a rural county there can differ by more than two states do. Out of 445 occupations the state publishes, this one sits at 23.
- The Delaware median of $139,440 describes the midpoint of a distribution spanning $80,810 to $178,570. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $98,601, from $139,440, assumes a single Delaware filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 23 of 445 locally, and the state ranks 3 of 50 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $99,343, worked from $139,440, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Delaware address, on work sitting at 23 of 445 locally.
Questions people ask
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $80,810 and the top tenth $178,570, so most people doing this work in Delaware sit within a fairly tight band.
What does this pay actually buy where I live?
Further than the number implies. Delaware is cheaper than the national average, so this take-home behaves like $99,343 in national terms.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Delaware adds its own income tax on top — which is why $98,601 of this wage survives to your account.
Why is this job missing from some states?
A blank is a suppression, not a zero. 50 states have a published figure for this work; the others had too few responses to release one.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($80,810 to $178,570) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Delaware rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Delaware's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $99,343 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $98,601 reflects federal income tax, OASDI, Medicare and Delaware income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.