Financial Risk Specialists in Maine
May 2025 wages · tax year 2026
You keep
$99,212
after federal, FICA and Maine tax
Tax takes
$41,808
29.6% of the whole
Worth, in national money
$102,179
Maine costs less than average
On that salary you would be around the 25th percentile for this work in Maine — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$141,020
Kept after tax
$99,212
Worth in national money
$102,179
State rank
2
of 50 states
What this pays, and what it is worth
- Maine is one of the better-paying states for financial risk specialists. The middle earner takes $141,020, which ranks 2 of 50 states with published figures. That is about 20.19% above the national middle.
- Within Maine this is well-paid work. Of 484 occupations with published figures in the state, financial risk specialists ranks 12 — in the top quarter of everything people do there.
- Prices here sit close to the national average, so the adjustment changes little. From $141,020 the take-home is $99,212, which is worth about $102,179 in comparable money. Tax does most of the work here, not cost of living. The average is lower, $121,090, so pay clusters nearer the top than usual.
- Maine ranks 2 of 50 states publishing a median for financial risk specialists, at $141,020 — about 20.19% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Ranked against every occupation Maine publishes a median for, financial risk specialists sits 12 of 484 — the upper quartile of the state's wage distribution. National standing and within-state standing are separate questions, and a job can occupy very different positions on each.
- Maine's price level is near the national average, so price deflation is close to neutral for financial risk specialists on its $141,020 median: $99,212 retained after tax becomes $102,179 in national-average terms. Where the price adjustment is small, the tax stack is the dominant determinant of the real outcome. The mean of $121,090 falls below the median, a left skew that is uncommon in wage data.
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $64,410 |
|---|---|
| Half earn under | $141,020 |
| Top tenth earn over | $149,990 |
| This salary | $141,020 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Maine | $99,212 |
|---|---|
| Take-home in Texas | $107,653 |
| Once local prices are leveledBEA price parity | +$8,604 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $128,671 |
|---|---|
| You could take a cut of | −$12,233 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Maine earn less than $141,020. The published range is $64,410 up to $149,990, so an individual figure can sit a long way from the middle in either direction.
- One filer, no dependants, no pension contributions — that is the household behind Maine's $99,212, worked from $141,020. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 12 of 484.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $102,179 uses one figure for the whole of Maine. A city and a rural county there can differ by more than two states do. Out of 484 occupations the state publishes, this one sits at 12.
- Reported values are medians; for financial risk specialists in Maine the tenth-to-ninetieth percentile band is $64,410 to $149,990. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- The Maine take-home of $99,212, on $141,020 for work ranking 12 of 484 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 12 of 484 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $102,179, worked from $141,020, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Maine address, on work sitting at 12 of 484 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $121,090, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $64,410 at the tenth percentile, $149,990 at the ninetieth.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Maine sit below the national level, so take-home here stretches like $102,179 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Maine then takes its own share, leaving $99,212.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 50 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Maine is $121,090. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($64,410 to $149,990) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Maine rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Maine's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $102,179 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $99,212 reflects federal income tax, OASDI, Medicare and Maine income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.