Financial Risk Specialists in New Hampshire
May 2025 wages · tax year 2026
You keep
$119,478
after federal, FICA and New Hampshire tax
Tax takes
$38,842
24.5% of the whole
Worth, in national money
$113,416
New Hampshire costs more than average
On that salary you would be around the 25th percentile for this work in New Hampshire — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$158,320
Kept after tax
$119,478
Worth in national money
$113,416
State rank
1
of 50 states
What this pays, and what it is worth
- This is a good state for the work. New Hampshire pays financial risk specialists a middle wage of $158,320, ranking 1 of 50 states and sitting about 34.94% above the national middle.
- This is one of the better-paid jobs in New Hampshire. It ranks 10 out of 488 occupations the state publishes figures for, which puts it in the top quarter locally.
- The wage here flatters the reality. From $158,320 the take-home is $119,478. But New Hampshire costs more than the national average, so that money behaves more like $113,416 would elsewhere. Worth knowing before comparing offers across states. The average is lower, $136,800, so pay clusters nearer the top than usual.
- New Hampshire's median for financial risk specialists is $158,320, about 34.94% above the national figure and 1 of 50 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Within New Hampshire, financial risk specialists ranks 10 of 488 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Retained pay after federal, FICA and New Hampshire income tax is $119,478 for financial risk specialists, from $158,320. The state's price level exceeds the national average, so the price-adjusted equivalent is $113,416. ⚠️ This is purchasing power and not a wage; cross-state offer comparisons that stop at the nominal figure systematically overvalue high-cost states. The mean of $136,800 falls below the median, a left skew that is uncommon in wage data.
Compare this career across states
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $82,480 |
|---|---|
| Half earn under | $158,320 |
| Top tenth earn over | $160,060 |
| This salary | $158,320 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Hampshire | $119,478 |
|---|---|
| Take-home in Texas | $119,478 |
| Once local prices are leveledBEA price parity | +$9,535 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $158,320 |
|---|---|
| You could take a cut of | −$13,557 |
| Prices in Texas | 97 vs 105 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $158,320 as a midpoint for New Hampshire, not a promise. The tenth percentile is $82,480 and the ninetieth is $160,060 — a wide band, and where you land in it depends on far more than the state.
- In New Hampshire the take-home figure of $119,478, from $158,320, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 10 of 488 occupations here.
- One number stands for prices across all of New Hampshire, which is a simplification — big cities cost far more than small towns. Read $113,416, the adjusted value of that $158,320 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 10 of 488 in the state.
- The New Hampshire median of $158,320 describes the midpoint of a distribution spanning $82,480 to $160,060. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for New Hampshire is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $119,478 from $158,320. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 10 of 488 locally.
- Price deflation uses one statewide parity for New Hampshire, so $113,416 — the adjusted value of that $158,320 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 10 of 488 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $136,800 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $82,480 and the top tenth $160,060, so most people doing this work in New Hampshire sit within a fairly tight band.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $113,416 of national purchasing power.
Is most of this wage taxed away?
Less than people assume. $119,478 of this wage reaches your account, because New Hampshire takes no income tax from wages — but federal tax, Social Security and Medicare still apply exactly as they do everywhere else.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Hampshire is $136,800. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($82,480 to $160,060) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to New Hampshire rather than a national figure.
How does the state price level affect real compensation?
New Hampshire's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $113,416 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
New Hampshire levies no personal income tax on wages, so take-home of $119,478 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.