Financial Risk Specialists in Indiana
May 2025 wages · tax year 2026
You keep
$75,754
after federal, FICA and Indiana tax
Tax takes
$23,496
23.7% of the whole
Worth, in national money
$82,177
Indiana costs less than average
On that salary you would be around the 25th percentile for this work in Indiana — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$99,250
Kept after tax
$75,754
Worth in national money
$82,177
State rank
30
of 50 states
What this pays, and what it is worth
- Middling, nationally. Indiana pays financial risk specialists around $99,250 at the midpoint, 30 of 50 states. The interesting numbers on this page are the two below it.
- This is one of the better-paid jobs in Indiana. It ranks 54 out of 493 occupations the state publishes figures for, which puts it in the top quarter locally.
- Here is where Indiana does better than its wage suggests. From a median of $99,250 you keep $75,754, and because things cost less here than the national average, that behaves like $82,177 would elsewhere. The average is higher, $101,860, because the best-paid pull it up.
- For financial risk specialists the Indiana median is $99,250, ranking 30 of 50 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Within Indiana, financial risk specialists ranks 54 of 493 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- After federal, FICA and Indiana income tax, retained pay for financial risk specialists on $99,250 is $75,754. Deflating by the state's price level — below the national average — gives $82,177 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $101,860 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $52,780 |
|---|---|
| Half earn under | $99,250 |
| Top tenth earn over | $159,050 |
| This salary | $99,250 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Indiana | $75,754 |
|---|---|
| Take-home in Texas | $78,652 |
| Once local prices are leveledBEA price parity | −$1,238 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $95,130 |
|---|---|
| Raise you would need | +$1,710 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $99,250 as a midpoint for Indiana, not a promise. The tenth percentile is $52,780 and the ninetieth is $159,050 — a wide band, and where you land in it depends on far more than the state.
- One filer, no dependants, no pension contributions — that is the household behind Indiana's $75,754, worked from $99,250. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 54 of 493.
- One number stands for prices across all of Indiana, which is a simplification — big cities cost far more than small towns. Read $82,177, the adjusted value of that $99,250 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 54 of 493 in the state.
- The Indiana median of $99,250 describes the midpoint of a distribution spanning $52,780 to $159,050. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- The Indiana take-home of $75,754, on $99,250 for work ranking 54 of 493 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 54 of 493 in the state.
- Price deflation uses one statewide parity for Indiana, so $82,177 — the adjusted value of that $99,250 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 54 of 493 locally.
Questions people ask
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $52,780, the highest tenth $159,050, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $82,177.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Indiana adds its own income tax on top — which is why $75,754 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($52,780) and the ninetieth ($159,050) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Indiana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $82,177 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $75,754 reflects federal income tax, OASDI, Medicare and Indiana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.