Financial Risk Specialists in Missouri
May 2025 wages · tax year 2026
You keep
$75,824
after federal, FICA and Missouri tax
Tax takes
$24,796
24.6% of the whole
Worth, in national money
$82,632
Missouri costs less than average
On that salary you would be around the 25th percentile for this work in Missouri — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$100,620
Kept after tax
$75,824
Worth in national money
$82,632
State rank
25
of 50 states
What this pays, and what it is worth
- Neither high nor low. Missouri is 25 of 50 states for financial risk specialists, with a middle wage of $100,620. What that is worth is the question the rest of this page answers.
- Within Missouri this is well-paid work. Of 488 occupations with published figures in the state, financial risk specialists ranks 45 — in the top quarter of everything people do there.
- Missouri is cheaper than average, and that shows up here. From $100,620 the take-home is $75,824; adjusted for what things actually cost, it goes as far as $82,632 would nationally. The average comes to $107,530, above the middle, thanks to the top of the range.
- Missouri ranks 25 of 50 for financial risk specialists at $100,620. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Ranked against every occupation Missouri publishes a median for, financial risk specialists sits 45 of 488 — the upper quartile of the state's wage distribution. National standing and within-state standing are separate questions, and a job can occupy very different positions on each.
- Post-tax income for financial risk specialists in Missouri, on $100,620, is $75,824 — equivalent to $82,632 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $107,530 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $60,850 |
|---|---|
| Half earn under | $100,620 |
| Top tenth earn over | $162,140 |
| This salary | $100,620 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Missouri | $75,824 |
|---|---|
| Take-home in Texas | $79,616 |
| Once local prices are leveledBEA price parity | −$701 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $95,230 |
|---|---|
| Raise you would need | +$968 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $100,620 as a midpoint for Missouri, not a promise. The tenth percentile is $60,850 and the ninetieth is $162,140 — a wide band, and where you land in it depends on far more than the state.
- In Missouri the take-home figure of $75,824, from $100,620, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 45 of 488 occupations here.
- One number stands for prices across all of Missouri, which is a simplification — big cities cost far more than small towns. Read $82,632, the adjusted value of that $100,620 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 45 of 488 in the state.
- The Missouri median of $100,620 describes the midpoint of a distribution spanning $60,850 to $162,140. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Take-home for Missouri is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $75,824 from $100,620. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 45 of 488 locally.
- Price deflation uses one statewide parity for Missouri, so $82,632 — the adjusted value of that $100,620 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 45 of 488 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $107,530, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $60,850 and the top tenth $162,140 — experience, employer and specialism separate them, and a single figure hides all three.
What does this pay actually buy where I live?
Further than the number implies. Missouri is cheaper than the national average, so this take-home behaves like $82,632 in national terms.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Missouri's own levy, $75,824 remains.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Missouri is $107,530. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($60,850) and the ninetieth ($162,140) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Missouri's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $82,632 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $75,824 reflects federal income tax, OASDI, Medicare and Missouri income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.