Financial Risk Specialists in Ohio
May 2025 wages · tax year 2026
You keep
$76,234
after federal, FICA and Ohio tax
Tax takes
$22,416
22.7% of the whole
Worth, in national money
$83,032
Ohio costs less than average
On that salary you would be around the 25th percentile for this work in Ohio — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$98,650
Kept after tax
$76,234
Worth in national money
$83,032
State rank
32
of 50 states
What this pays, and what it is worth
- Middling, nationally. Ohio pays financial risk specialists around $98,650 at the midpoint, 32 of 50 states. The interesting numbers on this page are the two below it.
- This is one of the better-paid jobs in Ohio. It ranks 56 out of 494 occupations the state publishes figures for, which puts it in the top quarter locally.
- Cheaper living works in this state's favor. From $98,650 you keep $76,234 after tax, and local prices stretch that to the equivalent of $83,032 at national prices. Averages run higher here, $106,790, since top earners drag the number up.
- For financial risk specialists the Ohio median is $98,650, ranking 32 of 50 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- Within Ohio, financial risk specialists ranks 56 of 494 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Retained pay in Ohio is $76,234 after the full tax stack, from $98,650. Because the state's price level runs below the national average, the price-adjusted equivalent is $83,032 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $106,790 exceeds the median, so the upper tail is doing the work.
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $62,710 |
|---|---|
| Half earn under | $98,650 |
| Top tenth earn over | $163,210 |
| This salary | $98,650 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Ohio | $76,234 |
|---|---|
| Take-home in Texas | $78,230 |
| Once local prices are leveledBEA price parity | −$2,528 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $95,812 |
|---|---|
| Raise you would need | +$3,492 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial risk specialists in Ohio earn under $98,650 and half over. The published range runs $62,710 at the tenth percentile to $163,210 at the ninetieth. Experience and employer move an individual a long way inside that.
- In Ohio the take-home figure of $76,234, from $98,650, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 56 of 494 occupations here.
- Two cautions on $83,032, the adjusted value of that $98,650 median. It levels out prices with a single number for all of Ohio. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 56 of 494 locally.
- Figures are distribution medians for financial risk specialists in Ohio, not entry or offer rates. The published band runs $62,710 to $163,210; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Take-home for Ohio is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $76,234 from $98,650. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 56 of 494 locally.
- This $83,032 adjusted figure, worked from $98,650, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 56 of 494 in the state. The occupation ranks 56 of 494 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $106,790, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $62,710, the highest tenth $163,210, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Ohio sit below the national level, so take-home here stretches like $83,032 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Ohio adds its own income tax on top — which is why $76,234 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Ohio is $106,790. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($62,710) and the ninetieth ($163,210) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Ohio's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $83,032 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $76,234 reflects federal income tax, OASDI, Medicare and Ohio income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.