Financial Risk Specialists in New Mexico
May 2025 wages · tax year 2026
You keep
$67,273
after federal, FICA and New Mexico tax
Tax takes
$19,987
22.9% of the whole
Worth, in national money
$74,428
New Mexico costs less than average
On that salary you would be around the 25th percentile for this work in New Mexico — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$87,260
Kept after tax
$67,273
Worth in national money
$74,428
State rank
39
of 50 states
What this pays, and what it is worth
- The nominal figure here is modest. New Mexico pays financial risk specialists a middle wage of $87,260, 39 of 50 states and about 25.63% below the national middle. Hold that thought until the adjusted numbers.
- This is one of the better-paid jobs in New Mexico. It ranks 91 out of 485 occupations the state publishes figures for, which puts it in the top quarter locally.
- New Mexico is cheaper than average, and that shows up here. From $87,260 the take-home is $67,273; adjusted for what things actually cost, it goes as far as $74,428 would nationally. The average comes to $90,660, above the middle, thanks to the top of the range.
- New Mexico's $87,260 median for financial risk specialists places it 39 of 50 states, about 25.63% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Within New Mexico, financial risk specialists ranks 91 of 485 occupations by median pay, placing it in the top quartile of the local distribution. This is the comparison a resident actually makes — against neighbors rather than against the same job elsewhere.
- Post-tax income for financial risk specialists in New Mexico, on $87,260, is $67,273 — equivalent to $74,428 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $90,660 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $59,170 |
|---|---|
| Half earn under | $87,260 |
| Top tenth earn over | $132,870 |
| This salary | $87,260 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Mexico | $67,273 |
|---|---|
| Take-home in Texas | $70,217 |
| Once local prices are leveledBEA price parity | −$2,169 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $83,074 |
|---|---|
| Raise you would need | +$2,997 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in New Mexico earn less than $87,260. The published range is $59,170 up to $132,870, so an individual figure can sit a long way from the middle in either direction.
- One filer, no dependants, no pension contributions — that is the household behind New Mexico's $67,273, worked from $87,260. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 91 of 485.
- Two cautions on $74,428, the adjusted value of that $87,260 median. It levels out prices with a single number for all of New Mexico. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 91 of 485 locally.
- Reported values are medians; for financial risk specialists in New Mexico the tenth-to-ninetieth percentile band is $59,170 to $132,870. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- The New Mexico take-home of $67,273, on $87,260 for work ranking 91 of 485 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 91 of 485 in the state.
- This $74,428 adjusted figure, worked from $87,260, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 91 of 485 in the state. The occupation ranks 91 of 485 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $90,660 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $59,170, the highest tenth $132,870, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
More than the figure suggests. Prices in New Mexico sit below the national level, so take-home here stretches like $74,428 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and New Mexico's own levy, $67,273 remains.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 50 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Mexico is $90,660. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($59,170) and the ninetieth ($132,870) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
New Mexico's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $74,428 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $67,273 reflects federal income tax, OASDI, Medicare and New Mexico income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.