Financial Risk Specialists in West Virginia
May 2025 wages · tax year 2026
You keep
$71,773
after federal, FICA and West Virginia tax
Tax takes
$22,577
23.9% of the whole
Worth, in national money
$79,950
West Virginia costs less than average
On that salary you would be around the 25th percentile for this work in West Virginia — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$94,350
Kept after tax
$71,773
Worth in national money
$79,950
State rank
35
of 50 states
What this pays, and what it is worth
- West Virginia is among the lower-paying states for financial risk specialists. The middle earner takes $94,350, ranking 35 of 50 states — about 19.59% below the national middle. Costs here are often lower too, which the figures further down account for.
- Locally, this pays well. Among 473 occupations West Virginia reports, financial risk specialists comes in at 48 — comfortably in the upper quarter.
- West Virginia is cheaper than average, and that shows up here. From $94,350 the take-home is $71,773; adjusted for what things actually cost, it goes as far as $79,950 would nationally. The average comes to $100,180, above the middle, thanks to the top of the range.
- West Virginia ranks 35 of 50 for financial risk specialists, with a median of $94,350 — about 19.59% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Financial risk specialists ranks 48 of 473 occupations by median in West Virginia, in the top quartile. Within-state position is largely independent of national position, so this holds regardless of how the state compares to others for the same work.
- Post-tax income for financial risk specialists in West Virginia, on $94,350, is $71,773 — equivalent to $79,950 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $100,180 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Financial Risk Specialists
The state median for this job
| Lowest tenth earn under | $56,050 |
|---|---|
| Half earn under | $94,350 |
| Top tenth earn over | $137,660 |
| This salary | $94,350 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in West Virginia | $71,773 |
|---|---|
| Take-home in Texas | $75,205 |
| Once local prices are leveledBEA price parity | −$2,559 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $89,471 |
|---|---|
| Raise you would need | +$3,535 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of financial risk specialists in West Virginia earn under $94,350 and half over. The published range runs $56,050 at the tenth percentile to $137,660 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind West Virginia's $71,773, worked from $94,350. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 48 of 473.
- One number stands for prices across all of West Virginia, which is a simplification — big cities cost far more than small towns. Read $79,950, the adjusted value of that $94,350 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 48 of 473 in the state.
- Figures are distribution medians for financial risk specialists in West Virginia, not entry or offer rates. The published band runs $56,050 to $137,660; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The West Virginia take-home of $71,773, on $94,350 for work ranking 48 of 473 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 48 of 473 in the state.
- Price deflation uses one statewide parity for West Virginia, so $79,950 — the adjusted value of that $94,350 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 48 of 473 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $100,180 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
The label is broader than the work. From $56,050 at the bottom tenth to $137,660 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $79,950.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and West Virginia adds its own income tax on top — which is why $71,773 of this wage survives to your account.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 50 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in West Virginia is $100,180. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($56,050) and the ninetieth ($137,660) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
West Virginia's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $79,950 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $71,773 reflects federal income tax, OASDI, Medicare and West Virginia income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 50 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.