Insulation Workers, Floor, Ceiling, and Wall in Florida
May 2025 wages · tax year 2026
You keep
$40,025
after federal, FICA and Florida tax
Tax takes
$7,075
15.0% of the whole
Worth, in national money
$38,689
Florida costs more than average
On that salary you would be around the 25th percentile for this work in Florida — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,100
Kept after tax
$40,025
Worth in national money
$38,689
State rank
34
of 48 states
What this pays, and what it is worth
- Florida is among the lower-paying states for this job. The middle earner takes $47,100, ranking 34 of 48 states — about 4.11% below the national middle. Costs here are often lower too, which the figures further down account for.
- Ordinary, locally speaking. This job ranks 323 among 493 occupations Florida publishes pay for.
- Florida is an expensive state, and the adjusted figure shows it. From $47,100 the take-home is $40,025; in national-average money that behaves like $38,689. The average comes to $49,730, above the middle, thanks to the top of the range.
- Florida ranks 34 of 48 for insulation workers, floor, ceiling, and wall, with a median of $47,100 — about 4.11% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Position 323 of 493 in Florida places insulation workers, floor, ceiling, and wall in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Take-home for insulation workers, floor, ceiling, and wall in Florida, on $47,100, is $40,025; deflated by the state's price level, $38,689. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $49,730 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $36,140 |
|---|---|
| Half earn under | $47,100 |
| Top tenth earn over | $64,920 |
| This salary | $47,100 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Florida | $40,025 |
|---|---|
| Take-home in Texas | $40,025 |
| Once local prices are leveledBEA price parity | +$2,499 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $47,100 |
|---|---|
| You could take a cut of | −$3,022 |
| Prices in Texas | 97 vs 103 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Florida earn less than $47,100. The published range is $36,140 up to $64,920, so an individual figure can sit a long way from the middle in either direction.
- That $40,025 take-home in Florida comes from $47,100. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 323 of 493.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $38,689 uses one figure for the whole of Florida. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 323.
- Reported values are medians; for insulation workers, floor, ceiling, and wall in Florida the tenth-to-ninetieth percentile band is $36,140 to $64,920. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $40,025, from $47,100, assumes a single Florida filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 323 of 493 locally, and the state ranks 34 of 48 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $38,689, worked from $47,100, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Florida address, on work sitting at 323 of 493 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $49,730, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $36,140 at the tenth percentile, $64,920 at the ninetieth.
Does a bigger number here mean I am better off?
The number and the value are different things. Florida costs more than the national average, so this take-home stretches like $38,689 rather than its face figure.
Is most of this wage taxed away?
Less than people assume. $40,025 of this wage reaches your account, because Florida takes no income tax from wages — but federal tax, Social Security and Medicare still apply exactly as they do everywhere else.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 48 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Florida is $49,730. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($36,140 to $64,920) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Florida rather than a national figure.
How does the state price level affect real compensation?
Florida's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $38,689 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
Florida levies no personal income tax on wages, so take-home of $40,025 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.