Insulation Workers, Floor, Ceiling, and Wall in New Jersey
May 2025 wages · tax year 2026
You keep
$43,198
after federal, FICA and New Jersey tax
Tax takes
$9,552
18.1% of the whole
Worth, in national money
$39,674
New Jersey costs more than average
On that salary you would be around the 25th percentile for this work in New Jersey — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$52,750
Kept after tax
$43,198
Worth in national money
$39,674
State rank
16
of 48 states
What this pays, and what it is worth
- New Jersey is one of the better-paying states for this job. The middle earner takes $52,750, which ranks 16 of 48 states with published figures. That is about 7.39% above the national middle.
- Against other work in New Jersey, this sits in the middle: 341 of 490 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Costs eat into it here. Of $52,750, tax leaves $43,198 — and because New Jersey is dearer than average, that stretches only as far as $39,674 would nationally. Averages run higher here, $60,330, since top earners drag the number up.
- New Jersey ranks 16 of 48 states publishing a median for insulation workers, floor, ceiling, and wall, at $52,750 — about 7.39% above the national median. A state's position on nominal pay is the figure wage tables report and the least informative of the three on this page, because it survives neither the tax adjustment nor the price adjustment intact for most occupations.
- Insulation workers, floor, ceiling, and wall ranks 341 of 490 occupations in New Jersey by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After tax, $43,198 remains from the New Jersey median of $52,750 for this occupation. Applying the state's above-average price parity yields $39,674 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $60,330 exceeds the median, so the upper tail is doing the work.
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $36,760 |
|---|---|
| Half earn under | $52,750 |
| Top tenth earn over | $94,540 |
| This salary | $52,750 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in New Jersey | $43,198 |
|---|---|
| Take-home in Texas | $44,565 |
| Once local prices are leveledBEA price parity | +$6,186 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $51,049 |
|---|---|
| You could take a cut of | −$7,482 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insulation workers, floor, ceiling, and wall in New Jersey earn under $52,750 and half over. The published range runs $36,760 at the tenth percentile to $94,540 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind New Jersey's $43,198, worked from $52,750. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 341 of 490.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $39,674 uses one figure for the whole of New Jersey. A city and a rural county there can differ by more than two states do. Out of 490 occupations the state publishes, this one sits at 341.
- Figures are distribution medians for insulation workers, floor, ceiling, and wall in New Jersey, not entry or offer rates. The published band runs $36,760 to $94,540; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The New Jersey take-home of $43,198, on $52,750 for work ranking 341 of 490 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 341 of 490 in the state.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $39,674, worked from $52,750, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular New Jersey address, on work sitting at 341 of 490 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $60,330 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $36,760, the highest tenth $94,540, and what separates them is experience, employer and what exactly the role does.
Does a bigger number here mean I am better off?
The number and the value are different things. New Jersey costs more than the national average, so this take-home stretches like $39,674 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and New Jersey adds its own income tax on top — which is why $43,198 of this wage survives to your account.
Why is this job missing from some states?
A blank is a suppression, not a zero. 48 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in New Jersey is $60,330. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($36,760) and the ninetieth ($94,540) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
New Jersey's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $39,674 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $43,198 reflects federal income tax, OASDI, Medicare and New Jersey income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.