Insulation Workers, Floor, Ceiling, and Wall in North Dakota
May 2025 wages · tax year 2026
You keep
$39,503
after federal, FICA and North Dakota tax
Tax takes
$6,947
15.0% of the whole
Worth, in national money
$44,599
North Dakota costs less than average
On that salary you would be around the 25th percentile for this work in North Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$46,450
Kept after tax
$39,503
Worth in national money
$44,599
State rank
39
of 48 states
What this pays, and what it is worth
- The nominal figure here is modest. North Dakota pays this job a middle wage of $46,450, 39 of 48 states and about 5.44% below the national middle. Hold that thought until the adjusted numbers.
- Against 460 occupations North Dakota publishes, this job lands at 352. That is the lower quarter. That is the comparison people actually feel, more than any national table.
- North Dakota is cheaper than average, and that shows up here. From $46,450 the take-home is $39,503; adjusted for what things actually cost, it goes as far as $44,599 would nationally. The average comes to $49,700, above the middle, thanks to the top of the range.
- North Dakota's $46,450 median for insulation workers, floor, ceiling, and wall places it 39 of 48 states, about 5.44% below national. Because both the tax and price adjustments tend to favor lower-nominal states, this ranking is the least stable of the three reported here.
- Within North Dakota, this work ranks 352 of 460 occupations by median pay, in the bottom quartile. The within-state position is the more salient one for anyone weighing this job against alternatives available to them locally.
- Post-tax income for insulation workers, floor, ceiling, and wall in North Dakota, on $46,450, is $39,503 — equivalent to $44,599 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $49,700 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $38,830 |
|---|---|
| Half earn under | $46,450 |
| Top tenth earn over | $60,430 |
| This salary | $46,450 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in North Dakota | $39,503 |
|---|---|
| Take-home in Texas | $39,503 |
| Once local prices are leveledBEA price parity | −$3,948 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $46,450 |
|---|---|
| Raise you would need | +$4,775 |
| Prices in Texas | 97 vs 89 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insulation workers, floor, ceiling, and wall in North Dakota earn under $46,450 and half over. The published range runs $38,830 at the tenth percentile to $60,430 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $39,503 take-home in North Dakota comes from $46,450. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 352 of 460.
- One number stands for prices across all of North Dakota, which is a simplification — big cities cost far more than small towns. Read $44,599, the adjusted value of that $46,450 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 352 of 460 in the state.
- Figures are distribution medians for insulation workers, floor, ceiling, and wall in North Dakota, not entry or offer rates. The published band runs $38,830 to $60,430; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $39,503, from $46,450, assumes a single North Dakota filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 352 of 460 locally, and the state ranks 39 of 48 for it.
- Price deflation uses one statewide parity for North Dakota, so $44,599 — the adjusted value of that $46,450 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 352 of 460 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $49,700 because a long tail of high pay lifts it, so the two answer different questions.
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $38,830 and the top tenth $60,430, so most people doing this work in North Dakota sit within a fairly tight band.
What does this pay actually buy where I live?
More than the figure suggests. Prices in North Dakota sit below the national level, so take-home here stretches like $44,599 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and North Dakota adds its own income tax on top — which is why $39,503 of this wage survives to your account.
Why is this job missing from some states?
A blank is a suppression, not a zero. 48 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in North Dakota is $49,700. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($38,830 to $60,430) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to North Dakota rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
North Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,599 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $39,503 reflects federal income tax, OASDI, Medicare and North Dakota income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.