Insulation Workers, Floor, Ceiling, and Wall in Vermont
May 2025 wages · tax year 2026
You keep
$43,685
after federal, FICA and Vermont tax
Tax takes
$9,885
18.5% of the whole
Worth, in national money
$45,206
Vermont costs less than average
On that salary you would be around the 25th percentile for this work in Vermont — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$53,570
Kept after tax
$43,685
Worth in national money
$45,206
State rank
14
of 48 states
What this pays, and what it is worth
- This is a good state for the work. Vermont pays this job a middle wage of $53,570, ranking 14 of 48 states and sitting about 9.06% above the national middle.
- Against other work in Vermont, this sits in the middle: 290 of 453 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Here is where Vermont does better than its wage suggests. From a median of $53,570 you keep $43,685, and because things cost less here than the national average, that behaves like $45,206 would elsewhere. The average is higher, $58,150, because the best-paid pull it up.
- Vermont's median for insulation workers, floor, ceiling, and wall is $53,570, about 9.06% above the national figure and 14 of 48 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- Insulation workers, floor, ceiling, and wall ranks 290 of 453 occupations in Vermont by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After federal, FICA and Vermont income tax, retained pay for insulation workers, floor, ceiling, and wall on $53,570 is $43,685. Deflating by the state's price level — below the national average — gives $45,206 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $58,150 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Insulation Workers, Floor, Ceiling, and Wall
The state median for this job
| Lowest tenth earn under | $44,780 |
|---|---|
| Half earn under | $53,570 |
| Top tenth earn over | $70,260 |
| This salary | $53,570 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Vermont | $43,685 |
|---|---|
| Take-home in Texas | $45,223 |
| Once local prices are leveledBEA price parity | +$1,332 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $51,655 |
|---|---|
| You could take a cut of | −$1,611 |
| Prices in Texas | 97 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $53,570 as a midpoint for Vermont, not a promise. The tenth percentile is $44,780 and the ninetieth is $70,260 — a wide band, and where you land in it depends on far more than the state.
- That $43,685 take-home in Vermont comes from $53,570. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 290 of 453.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $45,206 uses one figure for the whole of Vermont. A city and a rural county there can differ by more than two states do. Out of 453 occupations the state publishes, this one sits at 290.
- The Vermont median of $53,570 describes the midpoint of a distribution spanning $44,780 to $70,260. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $43,685, from $53,570, assumes a single Vermont filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 290 of 453 locally, and the state ranks 14 of 48 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $45,206, worked from $53,570, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Vermont address, on work sitting at 290 of 453 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $58,150, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $44,780 and the top tenth $70,260, so most people doing this work in Vermont sit within a fairly tight band.
What does this pay actually buy where I live?
Further than the number implies. Vermont is cheaper than the national average, so this take-home behaves like $45,206 in national terms.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Vermont's own levy, $43,685 remains.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 48 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Vermont is $58,150. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($44,780 to $70,260) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Vermont rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Vermont's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $45,206 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $43,685 reflects federal income tax, OASDI, Medicare and Vermont income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 48 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.