Insurance Claims and Policy Processing Clerks in South Dakota
May 2025 wages · tax year 2026
You keep
$38,828
after federal, FICA and South Dakota tax
Tax takes
$6,782
14.9% of the whole
Worth, in national money
$44,075
South Dakota costs less than average
On that salary you would be around the 25th percentile for this work in South Dakota — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$45,610
Kept after tax
$38,828
Worth in national money
$44,075
State rank
43
of 49 states
What this pays, and what it is worth
- Pay for this job is on the low side in South Dakota. The middle earner gets $45,610. That is 43 of 49 states, and about 7.35% under the national figure. Whether that matters depends on what things cost here.
- Against other work in South Dakota, this sits in the middle: 320 of 457 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Here is where South Dakota does better than its wage suggests. From a median of $45,610 you keep $38,828, and because things cost less here than the national average, that behaves like $44,075 would elsewhere. The average is lower, $44,310, so pay clusters nearer the top than usual.
- For insurance claims and policy processing clerks, South Dakota sits in the lower band at $45,610, ranking 43 of 49 and trailing the national median by about 7.35%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- Insurance claims and policy processing clerks ranks 320 of 457 occupations in South Dakota by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After federal, FICA and South Dakota income tax, retained pay for insurance claims and policy processing clerks on $45,610 is $38,828. Deflating by the state's price level — below the national average — gives $44,075 in national-average terms. ⚠️ That figure is purchasing power, not a wage, and nobody is paid it; it is what the take-home buys. The mean of $44,310 falls below the median, a left skew that is uncommon in wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Insurance Claims and Policy Processing Clerks
The state median for this job
| Lowest tenth earn under | $34,410 |
|---|---|
| Half earn under | $45,610 |
| Top tenth earn over | $54,900 |
| This salary | $45,610 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in South Dakota | $38,828 |
|---|---|
| Take-home in Texas | $38,828 |
| Once local prices are leveledBEA price parity | −$4,118 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,610 |
|---|---|
| Raise you would need | +$4,981 |
| Prices in Texas | 97 vs 88 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in South Dakota earn less than $45,610. The published range is $34,410 up to $54,900, so an individual figure can sit a long way from the middle in either direction.
- In South Dakota the take-home figure of $38,828, from $45,610, assumes one filer, no dependants, and nothing paid into a pension before tax. Each of those lowers the bill, so treat it as the plain case. City and school-district income taxes are not included either, and in a few states those are real money. It ranks 320 of 457 occupations here.
- One number stands for prices across all of South Dakota, which is a simplification — big cities cost far more than small towns. Read $44,075, the adjusted value of that $45,610 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 320 of 457 in the state.
- Reported values are medians; for insurance claims and policy processing clerks in South Dakota the tenth-to-ninetieth percentile band is $34,410 to $54,900. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Take-home for South Dakota is computed for a single filer taking the standard deduction with no dependants and no pre-tax contributions, giving $38,828 from $45,610. Each omitted item reduces taxable income, so the figure is a lower bound on retained pay for this household shape. Municipal and school-district income taxes are excluded, which understates the burden materially in Ohio, Pennsylvania and Maryland. The occupation ranks 320 of 457 locally.
- Price deflation uses one statewide parity for South Dakota, so $44,075 — the adjusted value of that $45,610 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 320 of 457 locally.
Questions people ask
How much does pay for this job actually vary?
The range here is narrow. From $34,410 at the bottom tenth to $54,900 at the top, pay for this work clusters rather than spreads.
What does this pay actually buy where I live?
Further than the number implies. South Dakota is cheaper than the national average, so this take-home behaves like $44,075 in national terms.
Is most of this wage taxed away?
No. $38,828 survives, because South Dakota levies no wage income tax. The federal share does not change with the state you work in.
Why is this job missing from some states?
Because the survey suppresses a figure when too few employers report it. This occupation has published pay in 49 states — the rest are withheld to protect confidentiality, which is not the same as nobody doing the work there.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($34,410 to $54,900) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to South Dakota rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
South Dakota's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,075 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
South Dakota levies no personal income tax on wages, so take-home of $38,828 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.