Insurance Claims and Policy Processing Clerks in Ohio
May 2025 wages · tax year 2026
You keep
$40,439
after federal, FICA and Ohio tax
Tax takes
$7,941
16.4% of the whole
Worth, in national money
$44,046
Ohio costs less than average
On that salary you would be around the 25th percentile for this work in Ohio — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$48,380
Kept after tax
$40,439
Worth in national money
$44,046
State rank
25
of 49 states
What this pays, and what it is worth
- Neither high nor low. Ohio is 25 of 49 states for this job, with a middle wage of $48,380. What that is worth is the question the rest of this page answers.
- Against other work in Ohio, this sits in the middle: 318 of 494 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Cheaper living works in this state's favor. From $48,380 you keep $40,439 after tax, and local prices stretch that to the equivalent of $44,046 at national prices. Averages run higher here, $51,980, since top earners drag the number up.
- Ohio ranks 25 of 49 for insurance claims and policy processing clerks at $48,380. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Insurance claims and policy processing clerks ranks 318 of 494 occupations in Ohio by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Retained pay in Ohio is $40,439 after the full tax stack, from $48,380. Because the state's price level runs below the national average, the price-adjusted equivalent is $44,046 — a real-terms figure describing purchasing power rather than compensation, and not a number that appears on any pay stub. Mean pay of $51,980 exceeds the median, so the upper tail is doing the work.
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Pay band: Insurance Claims and Policy Processing Clerks
The state median for this job
| Lowest tenth earn under | $39,720 |
|---|---|
| Half earn under | $48,380 |
| Top tenth earn over | $63,390 |
| This salary | $48,380 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Ohio | $40,439 |
|---|---|
| Take-home in Texas | $41,053 |
| Once local prices are leveledBEA price parity | −$1,799 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $47,616 |
|---|---|
| Raise you would need | +$2,176 |
| Prices in Texas | 97 vs 92 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insurance claims and policy processing clerks in Ohio earn under $48,380 and half over. The published range runs $39,720 at the tenth percentile to $63,390 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $40,439 take-home in Ohio comes from $48,380. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 318 of 494.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $44,046 uses one figure for the whole of Ohio. A city and a rural county there can differ by more than two states do. Out of 494 occupations the state publishes, this one sits at 318.
- Figures are distribution medians for insurance claims and policy processing clerks in Ohio, not entry or offer rates. The published band runs $39,720 to $63,390; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $40,439, from $48,380, assumes a single Ohio filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 318 of 494 locally, and the state ranks 25 of 49 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $44,046, worked from $48,380, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Ohio address, on work sitting at 318 of 494 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $51,980, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $39,720 at the tenth percentile, $63,390 at the ninetieth.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Ohio sit below the national level, so take-home here stretches like $44,046 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Ohio adds its own income tax on top — which is why $40,439 of this wage survives to your account.
Why is this job missing from some states?
A blank is a suppression, not a zero. 49 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Ohio is $51,980. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($39,720 to $63,390) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Ohio rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Ohio's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,046 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $40,439 reflects federal income tax, OASDI, Medicare and Ohio income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.