Insurance Sales Agents in Texas
May 2025 wages · tax year 2026
You keep
$43,303
after federal, FICA and Texas tax
Tax takes
$7,877
15.4% of the whole
Worth, in national money
$44,562
Texas costs less than average
On that salary you would be around the 25th percentile for this work in Texas — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$51,180
Kept after tax
$43,303
Worth in national money
$44,562
State rank
44
of 51 states
What this pays, and what it is worth
- Pay for insurance sales agents is on the low side in Texas. The middle earner gets $51,180. That is 44 of 51 states, and about 17.82% under the national figure. Whether that matters depends on what things cost here.
- Middle of the local pack. Of 493 occupations Texas reports figures for, this is number 260.
- Cost of living is unremarkable here. From $51,180, tax leaves $43,303, and adjusting for local prices barely moves it — about $44,562 in comparable terms. Averages run higher here, $70,390, since top earners drag the number up.
- For insurance sales agents, Texas sits in the lower band at $51,180, ranking 44 of 51 and trailing the national median by about 17.82%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- In Texas's occupational distribution, insurance sales agents sits at 260 of 493 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Because Texas sits close to the national price level, the real-terms figure for insurance sales agents — median $51,180 — tracks the post-tax figure closely: $43,303 retained, $44,562 adjusted. ⚠️ Neither is a wage; the second describes what the first buys. Mean pay of $70,390 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Insurance Sales Agents
The state median for this job
| Lowest tenth earn under | $30,140 |
|---|---|
| Half earn under | $51,180 |
| Top tenth earn over | $128,590 |
| This salary | $51,180 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Texas | $43,303 |
|---|---|
| Take-home in Florida | $43,303 |
| Once local prices are leveledBEA price parity | −$2,704 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $51,180 |
|---|---|
| Raise you would need | +$3,481 |
| Prices in Florida | 103 vs 97 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Texas earn less than $51,180. The published range is $30,140 up to $128,590, so an individual figure can sit a long way from the middle in either direction.
- That $43,303 take-home in Texas comes from $51,180. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 260 of 493.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $44,562 uses one figure for the whole of Texas. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 260.
- Reported values are medians; for insurance sales agents in Texas the tenth-to-ninetieth percentile band is $30,140 to $128,590. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $43,303, from $51,180, assumes a single Texas filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 260 of 493 locally, and the state ranks 44 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $44,562, worked from $51,180, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Texas address, on work sitting at 260 of 493 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $70,390, dragged up by high earners; the middle figure describes a typical worker better.
Why is the pay range for this job so wide?
The label is broader than the work. From $30,140 at the bottom tenth to $128,590 at the top, the same title covers roles that share little beyond a name.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $44,562.
Is most of this wage taxed away?
Most of it arrives. $43,303 lands after tax, since there is no state income tax on wages here — though the federal floor is identical in every state.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Texas is $70,390. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($30,140) and the ninetieth ($128,590) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Texas's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,562 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
Why is the take-home ratio comparatively high in this state?
Texas levies no personal income tax on wages, so take-home of $43,303 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.