Insurance Sales Agents in Hawaii
May 2025 wages · tax year 2026
You keep
$50,307
after federal, FICA and Hawaii tax
Tax takes
$13,863
21.6% of the whole
Worth, in national money
$46,319
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$64,170
Kept after tax
$50,307
Worth in national money
$46,319
State rank
19
of 51 states
What this pays, and what it is worth
- Hawaii sits in the middle of the pack for insurance sales agents. The median is $64,170, ranking 19 of 51 states with figures. Close enough to the national middle that where you live matters more than the headline suggests.
- Middle of the local pack. Of 437 occupations Hawaii reports figures for, this is number 206.
- Costs eat into it here. Of $64,170, tax leaves $50,307 — and because Hawaii is dearer than average, that stretches only as far as $46,319 would nationally. Averages run higher here, $74,370, since top earners drag the number up.
- Hawaii occupies the middle band for insurance sales agents: a median of $64,170, ranking 19 of 51. Where nominal pay is close to the national figure, the tax and price adjustments below carry proportionally more weight in determining the real outcome.
- In Hawaii's occupational distribution, insurance sales agents sits at 206 of 437 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- After tax, $50,307 remains from the Hawaii median of $64,170 for this occupation. Applying the state's above-average price parity yields $46,319 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $74,370 exceeds the median, so the upper tail is doing the work.
Compare this career across states
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Pay band: Insurance Sales Agents
The state median for this job
| Lowest tenth earn under | $38,750 |
|---|---|
| Half earn under | $64,170 |
| Top tenth earn over | $107,990 |
| This salary | $64,170 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $50,307 |
|---|---|
| Take-home in Texas | $53,741 |
| Once local prices are leveledBEA price parity | +$8,984 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $59,897 |
|---|---|
| You could take a cut of | −$10,865 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Hawaii earn less than $64,170. The published range is $38,750 up to $107,990, so an individual figure can sit a long way from the middle in either direction.
- One filer, no dependants, no pension contributions — that is the household behind Hawaii's $50,307, worked from $64,170. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 206 of 437.
- Two cautions on $46,319, the adjusted value of that $64,170 median. It levels out prices with a single number for all of Hawaii. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 206 of 437 locally.
- Reported values are medians; for insurance sales agents in Hawaii the tenth-to-ninetieth percentile band is $38,750 to $107,990. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- The Hawaii take-home of $50,307, on $64,170 for work ranking 206 of 437 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 206 of 437 in the state.
- This $46,319 adjusted figure, worked from $64,170, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 206 of 437 in the state. The occupation ranks 206 of 437 locally.
Questions people ask
Is this the average pay for the job?
No — it is the middle. Half of these workers earn more and half earn less. The average is $74,370, pulled upward by the top of the range, which is why the middle is the fairer number to plan against.
Why is the pay range for this job so wide?
The label is broader than the work. From $38,750 at the bottom tenth to $107,990 at the top, the same title covers roles that share little beyond a name.
Does a bigger number here mean I am better off?
The number and the value are different things. Hawaii costs more than the national average, so this take-home stretches like $46,319 rather than its face figure.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Hawaii's own levy, $50,307 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $74,370. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($38,750) and the ninetieth ($107,990) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $46,319 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $50,307 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.