Insurance Sales Agents in Florida
May 2025 wages · tax year 2026
You keep
$50,221
after federal, FICA and Florida tax
Tax takes
$9,569
16.0% of the whole
Worth, in national money
$48,545
Florida costs more than average
On that salary you would be around the 25th percentile for this work in Florida — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$59,790
Kept after tax
$50,221
Worth in national money
$48,545
State rank
36
of 51 states
What this pays, and what it is worth
- Florida is among the lower-paying states for insurance sales agents. The middle earner takes $59,790, ranking 36 of 51 states — about 4% below the national middle. Costs here are often lower too, which the figures further down account for.
- Against other work in Florida, this sits in the middle: 209 of 493 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Costs eat into it here. Of $59,790, tax leaves $50,221 — and because Florida is dearer than average, that stretches only as far as $48,545 would nationally. Averages run higher here, $73,370, since top earners drag the number up.
- Florida ranks 36 of 51 for insurance sales agents, with a median of $59,790 — about 4% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Insurance sales agents ranks 209 of 493 occupations in Florida by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- After tax, $50,221 remains from the Florida median of $59,790 for this occupation. Applying the state's above-average price parity yields $48,545 in national-average terms — the quantity relevant to a relocation decision, and the one absent from essentially every published wage comparison. Mean pay of $73,370 exceeds the median, so the upper tail is doing the work.
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Pay band: Insurance Sales Agents
The state median for this job
| Lowest tenth earn under | $37,180 |
|---|---|
| Half earn under | $59,790 |
| Top tenth earn over | $124,830 |
| This salary | $59,790 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Florida | $50,221 |
|---|---|
| Take-home in Texas | $50,221 |
| Once local prices are leveledBEA price parity | +$3,136 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $59,790 |
|---|---|
| You could take a cut of | −$3,792 |
| Prices in Texas | 97 vs 103 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $59,790 as a midpoint for Florida, not a promise. The tenth percentile is $37,180 and the ninetieth is $124,830 — a wide band, and where you land in it depends on far more than the state.
- That $50,221 take-home in Florida comes from $59,790. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 209 of 493.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $48,545 uses one figure for the whole of Florida. A city and a rural county there can differ by more than two states do. Out of 493 occupations the state publishes, this one sits at 209.
- The Florida median of $59,790 describes the midpoint of a distribution spanning $37,180 to $124,830. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $50,221, from $59,790, assumes a single Florida filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 209 of 493 locally, and the state ranks 36 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $48,545, worked from $59,790, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Florida address, on work sitting at 209 of 493 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $73,370 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $37,180 and the top tenth $124,830 — experience, employer and specialism separate them, and a single figure hides all three.
Does a bigger number here mean I am better off?
Not on its own. Prices in Florida run above the national level, so the same dollars buy less here. Adjusted for that, this pay is worth $48,545 — the wage did not change, only what it covers.
Is most of this wage taxed away?
Less than people assume. $50,221 of this wage reaches your account, because Florida takes no income tax from wages — but federal tax, Social Security and Medicare still apply exactly as they do everywhere else.
Can I compare this job across every state?
This occupation is published everywhere — all 51 of them — so comparing states measures real differences rather than gaps in the data.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Florida is $73,370. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($37,180) and the ninetieth ($124,830) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Florida's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $48,545 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
Why is the take-home ratio comparatively high in this state?
Florida levies no personal income tax on wages, so take-home of $50,221 reflects the federal layer and FICA alone. Federal income tax and FICA are unchanged; states without a wage income tax generally recover revenue through consumption and property bases instead.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.