Insurance Sales Agents in Virginia
May 2025 wages · tax year 2026
You keep
$48,089
after federal, FICA and Virginia tax
Tax takes
$12,431
20.5% of the whole
Worth, in national money
$47,731
Virginia costs more than average
On that salary you would be around the 25th percentile for this work in Virginia — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$60,520
Kept after tax
$48,089
Worth in national money
$47,731
State rank
33
of 51 states
What this pays, and what it is worth
- Neither high nor low. Virginia is 33 of 51 states for insurance sales agents, with a middle wage of $60,520. What that is worth is the question the rest of this page answers.
- Ordinary, locally speaking. Insurance sales agents ranks 240 among 489 occupations Virginia publishes pay for.
- Prices here sit close to the national average, so the adjustment changes little. From $60,520 the take-home is $48,089, which is worth about $47,731 in comparable money. Tax does most of the work here, not cost of living. The average is higher, $74,300, because the best-paid pull it up.
- Virginia ranks 33 of 51 for insurance sales agents at $60,520. The nominal figure is unremarkable; the adjusted figures are where the state's actual position for this occupation is determined.
- Position 240 of 489 in Virginia places insurance sales agents in the middle of the state's wage distribution. Because within-state and cross-state rankings measure different things, this figure and the national one above should be read together rather than as a single verdict.
- Virginia's price level is near the national average, so price deflation is close to neutral for insurance sales agents on its $60,520 median: $48,089 retained after tax becomes $47,731 in national-average terms. Where the price adjustment is small, the tax stack is the dominant determinant of the real outcome. The mean of $74,300 sits above the median, the right skew typical of wage data.
Compare this career across states
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Pay band: Insurance Sales Agents
The state median for this job
| Lowest tenth earn under | $36,310 |
|---|---|
| Half earn under | $60,520 |
| Top tenth earn over | $133,100 |
| This salary | $60,520 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Virginia | $48,089 |
|---|---|
| Take-home in Texas | $50,808 |
| Once local prices are leveledBEA price parity | +$4,554 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $57,136 |
|---|---|
| You could take a cut of | −$5,507 |
| Prices in Texas | 97 vs 101 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Half the people doing this work in Virginia earn less than $60,520. The published range is $36,310 up to $133,100, so an individual figure can sit a long way from the middle in either direction.
- That $48,089 take-home in Virginia comes from $60,520. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 240 of 489.
- Two cautions on $47,731, the adjusted value of that $60,520 median. It levels out prices with a single number for all of Virginia. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 240 of 489 locally.
- Reported values are medians; for insurance sales agents in Virginia the tenth-to-ninetieth percentile band is $36,310 to $133,100. Neither the median nor the band is an offer rate, and neither accounts for hours, shift differentials or overtime.
- Retained pay of $48,089, from $60,520, assumes a single Virginia filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 240 of 489 locally, and the state ranks 33 of 51 for it.
- This $47,731 adjusted figure, worked from $60,520, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 240 of 489 in the state. The occupation ranks 240 of 489 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $74,300 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
Because one job title covers very different work. The bottom tenth here earn $36,310 and the top tenth $133,100 — experience, employer and specialism separate them, and a single figure hides all three.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $47,731 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Virginia's own levy, $48,089 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Virginia is $74,300. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($36,310) and the ninetieth ($133,100) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
How does the state price level affect real compensation?
Virginia's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $47,731 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $48,089 reflects federal income tax, OASDI, Medicare and Virginia income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.