Insurance Underwriters in Oklahoma
May 2025 wages · tax year 2026
You keep
$53,299
after federal, FICA and Oklahoma tax
Tax takes
$13,471
20.2% of the whole
Worth, in national money
$60,370
Oklahoma costs less than average
On that salary you would be around the 25th percentile for this work in Oklahoma — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$66,770
Kept after tax
$53,299
Worth in national money
$60,370
State rank
43
of 49 states
What this pays, and what it is worth
- Oklahoma is among the lower-paying states for insurance underwriters. The middle earner takes $66,770, ranking 43 of 49 states — about 17.94% below the national middle. Costs here are often lower too, which the figures further down account for.
- Against other work in Oklahoma, this sits in the middle: 140 of 492 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Oklahoma is cheaper than average, and that shows up here. From $66,770 the take-home is $53,299; adjusted for what things actually cost, it goes as far as $60,370 would nationally. The average comes to $72,490, above the middle, thanks to the top of the range.
- Oklahoma ranks 43 of 49 for insurance underwriters, with a median of $66,770 — about 17.94% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Insurance underwriters ranks 140 of 492 occupations in Oklahoma by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Post-tax income for insurance underwriters in Oklahoma, on $66,770, is $53,299 — equivalent to $60,370 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $72,490 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Insurance Underwriters
The state median for this job
| Lowest tenth earn under | $45,280 |
|---|---|
| Half earn under | $66,770 |
| Top tenth earn over | $107,900 |
| This salary | $66,770 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Oklahoma | $53,299 |
|---|---|
| Take-home in Texas | $55,803 |
| Once local prices are leveledBEA price parity | −$2,945 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $63,620 |
|---|---|
| Raise you would need | +$4,068 |
| Prices in Texas | 97 vs 88 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of insurance underwriters in Oklahoma earn under $66,770 and half over. The published range runs $45,280 at the tenth percentile to $107,900 at the ninetieth. Experience and employer move an individual a long way inside that.
- One filer, no dependants, no pension contributions — that is the household behind Oklahoma's $53,299, worked from $66,770. That is on purpose. It lets states be compared with each other, not with each other's family circumstances. Local city taxes are left out. Locally this work ranks 140 of 492.
- Two cautions on $60,370, the adjusted value of that $66,770 median. It levels out prices with a single number for all of Oklahoma. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 140 of 492 locally.
- Figures are distribution medians for insurance underwriters in Oklahoma, not entry or offer rates. The published band runs $45,280 to $107,900; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- The Oklahoma take-home of $53,299, on $66,770 for work ranking 140 of 492 locally, models the simplest household deliberately: holding it constant is what makes the interstate comparison meaningful. It also means the absolute figure overstates liability for most real filers, and municipal income taxes are outside the model entirely. The occupation ranks 140 of 492 in the state.
- This $60,370 adjusted figure, worked from $66,770, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 140 of 492 in the state. The occupation ranks 140 of 492 locally.
Questions people ask
Is this the average pay for the job?
Half earn more than this and half earn less. The average sits at $72,490 because a long tail of high pay lifts it, so the two answer different questions.
Why is the pay range for this job so wide?
One title, many jobs. The lowest tenth take $45,280, the highest tenth $107,900, and what separates them is experience, employer and what exactly the role does.
What does this pay actually buy where I live?
Further than the number implies. Oklahoma is cheaper than the national average, so this take-home behaves like $60,370 in national terms.
Where does the difference between the wage and my paycheck go?
Four deductions, stacked. The federal layer and the two payroll taxes apply wherever you work; Oklahoma then takes its own share, leaving $53,299.
Why is this job missing from some states?
The survey withholds small samples rather than publish an unreliable number. Pay appears for 49 states here, and a missing state means too few reports, not no jobs.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Oklahoma is $72,490. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What drives the percentile dispersion in this occupation?
Dispersion between the tenth percentile ($45,280) and the ninetieth ($107,900) exceeds the family median dispersion. SOC codes aggregate roles differing in seniority, industry and specialisation, and BLS does not disaggregate below the detailed occupation level, so within-title variance is not separable from the published series.
What is this occupation's price-adjusted compensation in this state?
Oklahoma's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $60,370 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $53,299 reflects federal income tax, OASDI, Medicare and Oklahoma income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 49 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.