Loan Interviewers and Clerks in Hawaii
May 2025 wages · tax year 2026
You keep
$43,934
after federal, FICA and Hawaii tax
Tax takes
$11,476
20.7% of the whole
Worth, in national money
$40,452
Hawaii costs more than average
On that salary you would be around the 25th percentile for this work in Hawaii — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$55,410
Kept after tax
$43,934
Worth in national money
$40,452
State rank
15
of 51 states
What this pays, and what it is worth
- This is a good state for the work. Hawaii pays loan interviewers and clerks a middle wage of $55,410, ranking 15 of 51 states and sitting about 10.78% above the national middle.
- Middle of the local pack. Of 437 occupations Hawaii reports figures for, this is number 278.
- Hawaii is an expensive state, and the adjusted figure shows it. From $55,410 the take-home is $43,934; in national-average money that behaves like $40,452. The average comes to $58,560, above the middle, thanks to the top of the range.
- Hawaii's median for loan interviewers and clerks is $55,410, about 10.78% above the national figure and 15 of 51 states reporting. Whether that premium reaches the worker depends on the two adjustments below, which is the part a wage table cannot tell you.
- In Hawaii's occupational distribution, loan interviewers and clerks sits at 278 of 437 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Take-home for loan interviewers and clerks in Hawaii, on $55,410, is $43,934; deflated by the state's price level, $40,452. ⚠️ The deflator is statewide, so it understates the erosion in the state's metropolitan areas and overstates it outside them. At $58,560 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Loan Interviewers and Clerks
The state median for this job
| Lowest tenth earn under | $44,800 |
|---|---|
| Half earn under | $55,410 |
| Top tenth earn over | $81,600 |
| This salary | $55,410 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Hawaii | $43,934 |
|---|---|
| Take-home in Texas | $46,702 |
| Once local prices are leveledBEA price parity | +$7,608 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $51,965 |
|---|---|
| You could take a cut of | −$9,201 |
| Prices in Texas | 97 vs 109 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- A median is the middle, not an offer. Half of loan interviewers and clerks in Hawaii earn under $55,410 and half over. The published range runs $44,800 at the tenth percentile to $81,600 at the ninetieth. Experience and employer move an individual a long way inside that.
- That $43,934 take-home in Hawaii comes from $55,410. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 278 of 437.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $40,452 uses one figure for the whole of Hawaii. A city and a rural county there can differ by more than two states do. Out of 437 occupations the state publishes, this one sits at 278.
- Figures are distribution medians for loan interviewers and clerks in Hawaii, not entry or offer rates. The published band runs $44,800 to $81,600; within-state dispersion of that width routinely exceeds the dispersion between states, so tenure, employer and metropolitan area predict an individual's pay better than geography does.
- Retained pay of $43,934, from $55,410, assumes a single Hawaii filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 278 of 437 locally, and the state ranks 15 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $40,452, worked from $55,410, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Hawaii address, on work sitting at 278 of 437 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $58,560, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $44,800 at the tenth percentile, $81,600 at the ninetieth.
Does a bigger number here mean I am better off?
A larger wage in a dearer place is not automatically more. Adjusted for local prices, this pay behaves like $40,452 of national purchasing power.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Hawaii's own levy, $43,934 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Hawaii is $58,560. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($44,800 to $81,600) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Hawaii rather than a national figure.
How does the state price level affect real compensation?
Hawaii's regional price parity sits above the national average, so nominal wages overstate purchasing power. Deflating take-home by the state price level gives $40,452 in national-average terms. ⚠️ RPPs are an all-items index; housing parities vary far more widely than the headline figure.
What accounts for the gap between gross wage and take-home here?
Take-home of $43,934 reflects federal income tax, OASDI, Medicare and Hawaii income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.