Loan Interviewers and Clerks in Pennsylvania
May 2025 wages · tax year 2026
You keep
$38,772
after federal, FICA and Pennsylvania tax
Tax takes
$8,578
18.1% of the whole
Worth, in national money
$39,766
Pennsylvania costs less than average
On that salary you would be around the 25th percentile for this work in Pennsylvania — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,350
Kept after tax
$38,772
Worth in national money
$39,766
State rank
40
of 51 states
What this pays, and what it is worth
- Pennsylvania is among the lower-paying states for loan interviewers and clerks. The middle earner takes $47,350, ranking 40 of 51 states — about 5.34% below the national middle. Costs here are often lower too, which the figures further down account for.
- Against other work in Pennsylvania, this sits in the middle: 348 of 492 occupations with published pay. Solidly ordinary for the state, which is not the same as ordinary nationally.
- Prices here sit close to the national average, so the adjustment changes little. From $47,350 the take-home is $38,772, which is worth about $39,766 in comparable money. Tax does most of the work here, not cost of living. The average is higher, $48,490, because the best-paid pull it up.
- Pennsylvania ranks 40 of 51 for loan interviewers and clerks, with a median of $47,350 — about 5.34% below the national figure. A nominal shortfall is not by itself a real one: lower-paying states frequently carry lower tax and lower price levels, and the adjusted figures below are where that is settled rather than assumed.
- Loan interviewers and clerks ranks 348 of 492 occupations in Pennsylvania by median pay, in the middle bands. Within-state and national positions are separate measurements and a job commonly sits in different quartiles on each.
- Pennsylvania's price level is near the national average, so price deflation is close to neutral for loan interviewers and clerks on its $47,350 median: $38,772 retained after tax becomes $39,766 in national-average terms. Where the price adjustment is small, the tax stack is the dominant determinant of the real outcome. The mean of $48,490 sits above the median, the right skew typical of wage data.
Compare this career across states
Choose your filing status and local taxes, compare pay, and keep a shortlist.Compare wage and personal-pay outcomes by state, with selected resident local taxes and saved career choices.
Pay band: Loan Interviewers and Clerks
The state median for this job
| Lowest tenth earn under | $36,250 |
|---|---|
| Half earn under | $47,350 |
| Top tenth earn over | $63,250 |
| This salary | $47,350 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Pennsylvania | $38,772 |
|---|---|
| Take-home in Texas | $40,226 |
| Once local prices are leveledBEA price parity | +$1,629 |
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,541 |
|---|---|
| You could take a cut of | −$1,970 |
| Prices in Texas | 97 vs 98 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $47,350 as a midpoint for Pennsylvania, not a promise. The tenth percentile is $36,250 and the ninetieth is $63,250 — a wide band, and where you land in it depends on far more than the state.
- That $38,772 take-home in Pennsylvania comes from $47,350. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 348 of 492.
- The wage data and the price data come from different years. That is how each is published. The price adjustment behind $39,766 uses one figure for the whole of Pennsylvania. A city and a rural county there can differ by more than two states do. Out of 492 occupations the state publishes, this one sits at 348.
- The Pennsylvania median of $47,350 describes the midpoint of a distribution spanning $36,250 to $63,250. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $38,772, from $47,350, assumes a single Pennsylvania filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 348 of 492 locally, and the state ranks 40 of 51 for it.
- Wage and price series carry different reference periods, each published on its own schedule. The real-terms figure of $39,766, worked from $47,350, deflates by a statewide parity that conceals substantial intra-state variation, concentrated in housing — so it supports comparison between states rather than the pricing of a move to a particular Pennsylvania address, on work sitting at 348 of 492 locally.
Questions people ask
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $36,250 and the top tenth $63,250, so most people doing this work in Pennsylvania sit within a fairly tight band.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Pennsylvania sit below the national level, so take-home here stretches like $39,766 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Three of them are federal and one is not. After income tax, Social Security, Medicare and Pennsylvania's own levy, $38,772 remains.
Can I compare this job across every state?
Yes for this one. Pay is published in all 51 jurisdictions, so a state-to-state comparison here rests on the same survey everywhere rather than on a patchwork.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($36,250 to $63,250) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Pennsylvania rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Pennsylvania's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $39,766 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $38,772 reflects federal income tax, OASDI, Medicare and Pennsylvania income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.