Loan Interviewers and Clerks in Montana
May 2025 wages · tax year 2026
You keep
$39,597
after federal, FICA and Montana tax
Tax takes
$8,863
18.3% of the whole
Worth, in national money
$43,877
Montana costs less than average
On that salary you would be around the 25th percentile for this work in Montana — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$48,460
Kept after tax
$39,597
Worth in national money
$43,877
State rank
32
of 51 states
What this pays, and what it is worth
- Middling, nationally. Montana pays loan interviewers and clerks around $48,460 at the midpoint, 32 of 51 states. The interesting numbers on this page are the two below it.
- Middle of the local pack. Of 475 occupations Montana reports figures for, this is number 301.
- Montana is cheaper than average, and that shows up here. From $48,460 the take-home is $39,597; adjusted for what things actually cost, it goes as far as $43,877 would nationally. The average comes to $49,870, above the middle, thanks to the top of the range.
- For loan interviewers and clerks the Montana median is $48,460, ranking 32 of 51 states reporting. Mid-band nominal positions are the ones most frequently reordered by the adjustments, because no large wage premium exists to absorb a state's tax or price level.
- In Montana's occupational distribution, loan interviewers and clerks sits at 301 of 475 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Post-tax income for loan interviewers and clerks in Montana, on $48,460, is $39,597 — equivalent to $43,877 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $49,870 the mean overshoots the median — the usual right-skewed shape.
Compare this career across states
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Pay band: Loan Interviewers and Clerks
The state median for this job
| Lowest tenth earn under | $40,040 |
|---|---|
| Half earn under | $48,460 |
| Top tenth earn over | $59,770 |
| This salary | $48,460 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Montana | $39,597 |
|---|---|
| Take-home in Texas | $41,118 |
| Once local prices are leveledBEA price parity | −$1,564 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $46,567 |
|---|---|
| Raise you would need | +$1,892 |
| Prices in Texas | 97 vs 90 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $48,460 as a midpoint for Montana, not a promise. The tenth percentile is $40,040 and the ninetieth is $59,770 — a wide band, and where you land in it depends on far more than the state.
- That $39,597 take-home in Montana comes from $48,460. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 301 of 475.
- One number stands for prices across all of Montana, which is a simplification — big cities cost far more than small towns. Read $43,877, the adjusted value of that $48,460 median, as a way to compare states fairly, not as a quote for any particular place. The two datasets are also from different years. This job sits at 301 of 475 in the state.
- The Montana median of $48,460 describes the midpoint of a distribution spanning $40,040 to $59,770. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $39,597, from $48,460, assumes a single Montana filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 301 of 475 locally, and the state ranks 32 of 51 for it.
- Price deflation uses one statewide parity for Montana, so $43,877 — the adjusted value of that $48,460 median — establishes comparability between states rather than accuracy within one. The wage and parity series are dated independently, each following its own publication cycle, and neither is projected forward. This occupation sits at 301 of 475 locally.
Questions people ask
How much does pay for this job actually vary?
Less than you might expect. The bottom tenth earn $40,040 and the top tenth $59,770, so most people doing this work in Montana sit within a fairly tight band.
What does this pay actually buy where I live?
More than the figure suggests. Prices in Montana sit below the national level, so take-home here stretches like $43,877 would elsewhere. The wage is the same; the ground it covers is larger.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Montana adds its own income tax on top — which is why $39,597 of this wage survives to your account.
Can I compare this job across every state?
All 51 jurisdictions report this work, which makes the ranking a like-for-like one.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($40,040 to $59,770) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Montana rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Montana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $43,877 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $39,597 reflects federal income tax, OASDI, Medicare and Montana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Is this occupation's state coverage complete?
State-level estimates are published for all 51 jurisdictions for this occupation, so cross-state comparison is not confounded by suppression. ⚠️ Estimates remain survey-based and carry sampling error; small differences between adjacent states should not be over-read.