Avon Lake to Avon
Ohio municipal income tax, Chapter 718 framework · credit set by Avon Lake ordinance · tax year 2026
Work city takes
1.95%
Avon, on income earned there
Home city charges
1.5%
Avon Lake, residents
Credit back
$900
capped by the ceiling
Cost of the commute
$270
a year, above working at home
What it costs you
ceiling bindsAvon Lake's credit stops at its ceiling, so the rest of its own tax still applies. Solid is what you pay; the faded part of the Avon Lake bar is the credit it hands back. Municipal income tax only — state, federal and payroll tax apply on top, and an Ohio school district income tax may too.
What this commute actually costs
- Avon Lake does credit you for the tax Avon takes. It just stops early. The credit cannot pass about 1.5% of your income, and Avon charges more than that, so it runs out before the bill does. Working there costs $270 a year more than working at home would. All in, local tax is $1,170.
- Avon draws workers from 5 places in this data, and Avon Lake is 5 of them by size, with about 678 people. It is a short list. Smaller routes into the city exist below the counting threshold.
- The credit here is real but bounded. Avon Lake allows residents about 100% of tax paid to another municipality, subject to a ceiling of about 1.5% of income, and on this pairing it is the ceiling rather than the share that binds. Avon withholds $1,170 at about 1.95%; Avon Lake returns $900 of that and collects the remainder of its own about 1.5% resident levy. The workplace accordingly costs $270 above the home-only position, against a total of $1,170.
- Avon records 5 qualifying commuting origins in this dataset, of which Avon Lake ranks 5 by worker count at approximately 678. A workplace of this size draws from a small enough set of origins that the comparison is indicative rather than statistical, and the published floor excludes an unknown tail of smaller flows.
Where the money goes
A $75,000 salary
- Federal income tax$7,670
- Social Security and Medicare$5,738
- State income tax$1,346
- Yours$60,246
| Federal income tax10.23% | $7,670 |
|---|---|
| Social Security and Medicare7.65% | $5,738 |
| State income tax1.79% | $1,346 |
| Yours80.33% | $60,246 |
The arithmetic, step by step
| Avon takes, on income earned there | $1,170 |
|---|---|
| Avon Lake charges residents | $900 |
| Less the credit Avon Lake gives back | $900 |
| Total local tax | $1,170 |
| If you also lived in Avon | $900 |
| Difference | $270 |
On a reference salary of $60,000 a year. Both rates and the credit ceiling are shares of income, so every figure scales with your own pay.
What this page does not cover
- Here is the shape of it, because the arithmetic is easy to get wrong. You are taxed by both cities. What happens next is up to Avon Lake: it may credit all of what Avon took, some of it, or none at all. That choice belongs to the city rather than to the state, which is why identical salaries in neighboring towns land so differently.
- The credit rule on this page belongs to Avon Lake, not to the state. Its council sets it and its council can change it. Nothing needs to happen in Avon or at the state level for these numbers to move. Check the current rule before you rely on it.
- Ohio has a second local tax that is not on this page. Some school districts levy their own income tax. It depends on where you live, not on your job in Avon, and the credit from Avon Lake does not touch it. If your district charges one, add it to everything here.
- One tax is on this page and it is the city one. State tax, federal tax and Social Security all still come out of your pay. None of them change when you cross the line between Avon Lake and Avon. That is exactly why they are left out.
- The dollar figures rest on one assumed salary, sixty thousand. Double your pay and they double. Halve it and they halve. What stays put is the relationship between what Avon charges and what Avon Lake gives back, which is the part worth carrying away.
- Two misreadings bracket the correct answer and both are common. Ohio does not simply add the two rates together, which would overstate the charge; nor does it apply only the higher of them, which is Pennsylvania's rule and would understate it wherever the credit is partial. Avon taxes what is earned within its boundaries, Avon Lake taxes its residents on everything, and Avon Lake then credits some, all or none of what Avon collected. The credit is the entire mechanism, and it is set by Avon Lake rather than by the state.
- The credit rule modeled here is Avon Lake's own, adopted by ordinance and amendable by Avon Lake alone. Ohio's uniform framework governs definitions, filing and withholding; it does not compel any municipality to credit tax paid to another. A council vote in Avon Lake can therefore change every figure on this page without anything altering in Avon or in state law, which is a materially different exposure from a rate set by statute.
- Ohio school district income tax is a separate levy from municipal income tax and is excluded from these figures. It is imposed by school district of residence rather than by municipality, it is unaffected by employment in Avon, and no municipal credit applies to it. A resident of Avon Lake whose school district levies one owes it in addition to everything shown here, which is why the totals on this page are a municipal position rather than a complete local one.
- Only municipal income tax is modeled. Ohio's state income tax, federal income tax and payroll taxes all apply in addition and are invariant to the boundary between Avon Lake and Avon, which is precisely why they are excluded: isolating the layer that responds to the commute is the point of the comparison. A complete tax position requires adding them; a comparison of the two locations does not.
- Dollar figures are computed against a stated reference salary of sixty thousand rather than a municipal wage average, which no published source provides for Ohio municipalities. Both rates and the credit ceiling are proportional to income, so every figure scales linearly: the Avon Lake to Avon differential doubles at twice the salary and halves at half of it, and the rate relationship holds at every level. The one caveat is that whether the ceiling binds at all is itself scale-invariant here, because it too is expressed as a share of income rather than as a fixed dollar cap.
Questions people ask
Do I pay local tax twice — once where I work and once where I live?
Both places charge you, but the city you live in gives back some of what the other one took. Avon taxes you for working there at about 1.95%; Avon Lake then charges its own about 1.5% and credits part of the first against it. Whether anything is left over depends on how generous that credit is.
What does crossing this boundary actually cost me?
$270 a year more than if you worked where you live. It is not a commuting charge and it buys you nothing — it is what falls out of two jurisdictions both having a claim and only one of them yielding.
Is this commute common enough for the numbers to mean anything?
It is a smaller route: 678 workers. That affects how representative it is, not whether the tax arithmetic applies — the rules are the same on a quiet road as a busy one.
How does a resident credit allocate liability between two municipalities?
Both jurisdictions assert a claim: Avon on the basis of work location at about 1.95%, Avon Lake on residence at about 1.5%. The residence municipality grants a credit for tax paid to the work municipality, commonly capped as a share of income. Net liability is the residence tax less that credit, floored at zero, plus the work tax.
What is the marginal local tax cost of this commute?
Marginal annual liability attributable to working outside the residence jurisdiction is $270 at the reference salary. This is a tax cost rather than a commuting expense and is not deductible as one. It scales with income and with the rate differential, not with distance traveled.
What is the measurement basis for a route of this size?
Route volume is 678 workers per Census LODES, above the publication floor but below the dataset's upper quartile. Liability is determined by jurisdictional rates and residence rules alone; commuter volume has no bearing on it and is reported only as context.