Credit Counselors in Louisiana
May 2025 wages · tax year 2026
You keep
$39,114
after federal, FICA and Louisiana tax
Tax takes
$8,136
17.2% of the whole
Worth, in national money
$44,274
Louisiana costs less than average
On that salary you would be around the 25th percentile for this work in Louisiana — roughly, since only five points along the band are published.
One filer, standard deduction, no dependants and nothing paid in before tax — the same household the rest of this page uses, so the comparison holds. City and school-district income taxes are not included.
Median here
$47,250
Kept after tax
$39,114
Worth in national money
$44,274
State rank
37
of 46 states
What this pays, and what it is worth
- Pay for credit counselors is on the low side in Louisiana. The middle earner gets $47,250. That is 37 of 46 states, and about 9.53% under the national figure. Whether that matters depends on what things cost here.
- Middle of the local pack. Of 484 occupations Louisiana reports figures for, this is number 293.
- Louisiana is cheaper than average, and that shows up here. From $47,250 the take-home is $39,114; adjusted for what things actually cost, it goes as far as $44,274 would nationally. The average comes to $48,880, above the middle, thanks to the top of the range.
- For credit counselors, Louisiana sits in the lower band at $47,250, ranking 37 of 46 and trailing the national median by about 9.53%. Nominal rankings routinely invert once tax and regional price level are applied, so this position should not be read as the conclusion.
- In Louisiana's occupational distribution, credit counselors sits at 293 of 484 — neither quartile. This local position is what a resident compares against, and it is determined by the state's own labor market rather than by national patterns for this occupation.
- Post-tax income for credit counselors in Louisiana, on $47,250, is $39,114 — equivalent to $44,274 once regional price parity is applied. ⚠️ The adjustment uses a statewide index that describes no particular address; within-state price variation, concentrated in housing, routinely exceeds the difference between two states. At $48,880 the mean overshoots the median — the usual right-skewed shape.
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Pay band: Credit Counselors
The state median for this job
| Lowest tenth earn under | $38,570 |
|---|---|
| Half earn under | $47,250 |
| Top tenth earn over | $60,810 |
| This salary | $47,250 |
Positions between the published tenth, quarter, half, three-quarter and ninetieth points are estimated by straight line.
The same pay, somewhere else
The state median for this job
| Take-home in Louisiana | $39,114 |
|---|---|
| Take-home in Texas | $40,145 |
| Once local prices are leveledBEA price parity | −$2,962 |
The raise and the real gain point in opposite directions here.
State income tax and state price levels only. No city income tax, and no housing market.
What you would need there
The state median for this job
| To match take-home only | $45,967 |
|---|---|
| Raise you would need | +$3,582 |
| Prices in Texas | 97 vs 88 |
State taxes and state price levels only. No city tax, and no housing market.
Sources and assumptions
- Treat $47,250 as a midpoint for Louisiana, not a promise. The tenth percentile is $38,570 and the ninetieth is $60,810 — a wide band, and where you land in it depends on far more than the state.
- That $39,114 take-home in Louisiana comes from $47,250. It is the no-frills case: single filer, standard deduction, nothing set aside before tax. Real circumstances almost always reduce the tax. City and school-district taxes are not counted at all. Locally the work ranks 293 of 484.
- Two cautions on $44,274, the adjusted value of that $47,250 median. It levels out prices with a single number for all of Louisiana. No actual address matches that. The wage figures and price figures are also from different years. Each is published on its own timetable. This work sits at 293 of 484 locally.
- The Louisiana median of $47,250 describes the midpoint of a distribution spanning $38,570 to $60,810. Because that spread is typically larger than the interstate spread, a state median is a weak predictor for any individual worker in this occupation.
- Retained pay of $39,114, from $47,250, assumes a single Louisiana filer with the standard deduction and no elective deferrals. Pre-tax retirement or HSA contributions, dependants and itemized deductions all reduce it further; local income taxes, excluded here, would increase it in the states that levy them. This occupation ranks 293 of 484 locally, and the state ranks 37 of 46 for it.
- This $44,274 adjusted figure, worked from $47,250, rests on a state-level price parity averaging over within-state dispersion larger than much of the between-state dispersion. Wage and price vintages differ by publication schedule. The result is directionally sound and not address-specific, for work at 293 of 484 in the state. The occupation ranks 293 of 484 locally.
Questions people ask
Is this the average pay for the job?
It is the midpoint, not the average. The average here is $48,880, dragged up by high earners; the middle figure describes a typical worker better.
How much does pay for this job actually vary?
Most of these jobs pay within a close range — $38,570 at the tenth percentile, $60,810 at the ninetieth.
What does this pay actually buy where I live?
A smaller wage in a cheaper place is not automatically less. Adjusted for local prices, this is worth $44,274.
Where does the difference between the wage and my paycheck go?
Into four separate taxes, not one. Federal income tax, Social Security and Medicare apply everywhere, and Louisiana adds its own income tax on top — which is why $39,114 of this wage survives to your account.
Why is this job missing from some states?
A blank is a suppression, not a zero. 46 states have a published figure for this work; the others had too few responses to release one.
How does the published median differ from the mean for this occupation?
The median is the midpoint of the distribution; the mean for this occupation in Louisiana is $48,880. Wage distributions are right-skewed, so the mean exceeds the median wherever a minority earn substantially more. BLS publishes both because substituting one for the other misstates a typical worker's pay.
What is the dispersion of this occupation's wage distribution?
The tenth-to-ninetieth percentile span ($38,570 to $60,810) sits at or below the family's median dispersion, indicating relatively standardized compensation. Percentiles are published per state, so this dispersion is specific to Louisiana rather than a national figure.
What is this occupation's price-adjusted compensation in this state?
Louisiana's regional price parity is at or below the national average, so nominal wages understate purchasing power. Take-home deflated by the state price level is $44,274 in national-average terms. The adjustment uses an all-items index and does not isolate housing.
What accounts for the gap between gross wage and take-home here?
Take-home of $39,114 reflects federal income tax, OASDI, Medicare and Louisiana income tax for a single filer with no adjustments. The state layer is levied in addition to the federal one; only its rate and base differ between states.
Why does this occupation lack published estimates in every state?
BLS suppresses estimates failing disclosure or reliability criteria. This occupation has published state-level estimates in 46 of the fifty-one jurisdictions. Suppression reflects sample size and confidentiality rules, and cannot be read as an absence of employment.